Insurance Benefits Through Your Employer

Protection provided through your employer benefits program

The benefits package from your employer may include insurance benefits. Maximize these employer benefits to protect what’s most important to you. Need help? We’re there for you. Every step of the way.

How do insurance benefits help my family and me?

Depending on your employer’s benefits package, you may have access to these insurance benefits:

Dental insurance

Helps pay for all, or a portion, of the costs associated with dental care, from routine cleanings to root canals.

Vision insurance

Covers, or partially covers, preventive eye care like eye exams. It will also reduce your out-of-pocket cost for prescription glasses and contacts.

Life insurance

Helps financially protect your loved ones by providing a payment to beneficiaries after your death.

Disability insurance

Helps protect one of your most valuable assets—the ability to earn an income. If you’re too sick or hurt to work, you can rely on disability insurance to replace a portion of your income.

Critical illness1 insurance

Helps cover some of the expenses associated with a serious illness. You’ll receive a lump-sum cash benefit if you’re diagnosed with a specific critical illness.

Accident insurance

Helps you and your family be better prepared to handle expenses that pop up after an accidental injury. You’ll receive a lump-sum cash benefit after having a covered injury.

Manage your benefits online

Log in to your account to manage your employer benefits, as well as any individual policies you have with us. Keeping track of your benefits has never been easier.

Your online account allows you to:

  • View and manage claims (for applicable benefits)
  • Get a 24-month history of your explanation of benefits (EOB)
  • Access your summary of benefits, as well as benefit booklets
  • Find a list of covered dependents
  • View and print your dental ID card
  • Calculate coverage needs and more

What’s next?

  • Talk to your company’s benefits administrator about the insurance options available to you.
  • Already a customer? Log in to manage your benefits online.
Find a dentist

Look for in-network dentists in your area with our provider directory.

Healthy smile. Healthier you.

Get access to information on treatment options, dental benefits, risk assessments, and more.

Refer a dental provider to Principal®.

Unable to find your dentist of choice? Refer him or her to the Principal Plan Dental Network.

Looking for a VSP vision provider?
  1. Go to principal.com/vsp.
  2. Select the “choice” doctor network.
  3. Search by location, doctor, or office name.
Need help with insurance?

Get online help on the help with insurance page.

1 Specified disease in New York.

This is an overview of the benefits insurance provides, but there are limitations and exclusions. For coverage details, refer to your benefit booklet or ask your employer. Group insurance from Principal® is issued by Principal Life Insurance Company, Des Moines, IA 50392.

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