Ask Alexa or Google Assistant about your finances

Principal® Financial Tips offers quick answers

New voice skill delivers financial education

Ask questions to build your financial know-how or get weekly tips to help you manage your money.

How to use the voice skill

Photo oof a device you can use with Google Assistant.

Google Assistant

Say, "Hey Google, talk to Principal® Financial Tips."

Get Principal® Financial Tips for Google

Photo oof a device you can use with Alexa.

Alexa

Say, "Alexa, enable Principal® Financial Tips."

Get Principal® Financial Tips for Alexa

Questions you can ask

Listen to our weekly tips by saying "What's the latest from Principal®?" Or, you can simply ask a question.

What are contribution limits?

How long will it be before the market recovers?

How do I make a budget?

How do I make an estate plan?

What is life insurance?

When should I get life insurance?

What does disability insurance cover?

What is a Rollover IRA?

What’s the best age to retire?

Amazon Alexa is a trademark of Amazon.com, Inc​

Google Assistant™ virtual personal assistant is a trademark of Google, LLC.

View Principal® skill terms and conditions (PDF).

Investing involves risk, including possible loss of principal. Asset allocation and diversification does not ensure a profit or protect against a loss. Equity investment options involve greater risk, including heightened volatility, than fixed-income investment options.

Increasing your contribution does not guarantee you put yourself in a better spot. IRS limit as indexed for the applicable year as stated. Contributions are limited to the lesser of plan or the IRS limit as indexed. Some plans may not allow catch-up contributions to the plan. Investing involves risk, including possible loss of principal.

Based on analysis conducted by the Principal Financial Group®, October 2015. The estimate assumes a 40-year span of accumulating savings and the following facts: retirement at age 65; a combined individual and plan sponsor contribution of 12%; Social Security providing 40% replacement of income; 7% annual rate of return; 2.5% annual inflation; and 3.5% annual wage growth over 40 years in the workforce. This estimate is based on a goal of replacing about 70-85% of salary. The assumed rate of return for the analysis is hypothetical and does not guarantee any future returns nor represent the return of any particular investment. Contributions do not take into account the impact of taxes on pre-tax distributions. Individual results will vary. Participants should regularly review their savings progress and post-retirement needs.

70-85%, Based on our industry experience and GAO Retirement Security Report to Congressional requestors. The estimated average total spending for postretirement households was about 77% of the spending levels for pre-retirement households. GAO, 2013 CE Data; 16-242, Retirement Replacement Rates.

Reduction in pay assumes a 25% tax bracket, which includes local, state, and federal taxes; amounts shown reflect what a person might receive if not deferred. Reduced take-home pay is accurate for the initial year and would change based on participant's annual pay. Individual taxpayer circumstances may vary.

The Retirement Wellness Planner information and Retirement Wellness Score are limited only to the inputs and other financial assumptions and is not intended to be a financial plan or investment advice from any company of the Principal Financial Group® or plan sponsor. This calculator only provides education which may be helpful in making personal financial decisions. Responsibility for those decisions is assumed by the participant, not the plan sponsor and not by any member of Principal®.  Individual results will vary.  Participants should regularly review their savings progress and post-retirement needs.

The value-added resources provided through ARAG Services, LLC (ARAG®) and iGrad, Inc. (Enrich) are not a part of any insurance products and plan administrative services provided through Principal Life Insurance Co or affiliated with any company of the Principal Financial Group®. All resources may be changed or canceled at any time.

The use of resources provided by ARAG Services, LLC or Enrich should not be considered a substitute for consultation with an attorney or advisor. Principal® is not responsible for any loss, injury, claim, liability, or damages related to the use of the ARAG Will & Legal Document Center or Enrich resources.

Please remember that the ARAG legal documents are accurate and useful in many situations. Whether or not the document is right for you and your situation depends on your circumstances. If you want specific advice regarding your situation, consult an attorney.

Information is intended to be educational in nature and is not intended to be taken as a recommendation.

Enrich and ARAG Services, LLC are not an affiliate of any company of the Principal Financial Group.

Indexed amounts may be limited by plan requirements.

In exchange for the death benefit, life insurance products charge fees such as mortality and expense risk charges and surrender fees.

The subject matter in this communication is educational only and provided with the appropriate counsel, financial professionals, and other advisors understanding that Principal® is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.

Financial professionals are sales representatives for the members of Principal Financial Group®. They do not represent, offer, or compare products and services of other financial services organizations.

Insurance products issued by Principal National Life Insurance Co (except in NY) and Principal Life Insurance Co. Plan administrative services offered by Principal Life. Principal Funds, Inc. is distributed by Principal Funds Distributor, Inc. Securities offered through Principal Securities, Inc., 800-247-1737, member SIPC and/or independent broker/-dealers. Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392.

Principal, Principal and symbol design and Principal Financial Group are trademarks and service marks of Principal Financial Services, Inc., a member of the Principal Financial Group.