Invest in the future you deserve.

Retirement is one of life’s biggest changes. When you stop depending on an employer paycheck and start creating on your own check, it’s important to make sure your money will last—and that can mean changing how you invest.

Annuities from Principal Life Insurance Company, a member company of the Principal Financial Group® (The Principal®), can be a smart choice in the years during and leading up to retirement, to help ensure that you don’t outlive your income.

It’s never too late to start saving. Talk to a financial professional to find out how an annuity could offer you long-term benefits, starting today.

Grow future guaranteed income, your way.
Create guaranteed retirement income when you need it.
Participate in market growth without any risk to your principal.
Tap potential for market growth to help maximize future guaranteed income.

What makes annuities different?

Annuities are popular with investors who want to create guaranteed retirement income to last them the rest of their lives.

  • Guaranteed retirement income means you can’t outlive your money.
  • Earnings on your savings can grow tax-deferred until payout.
  • Flexible payout options give you income when you need it.
  • Death benefit options help create a legacy for your beneficiaries.

Primary Goal/ClientInvestors looking for a fixed rate of return or return that is not subject to market lossGuaranteed income now or in the future – client is not exposed to market fluctuationsInvestors that are looking for a way to participate in potential market growth without fear of market loss.Direct market participation which influences future guaranteed retirement income
Tax Deferred GrowthYesN/AYesYes
Inflation ProtectionNoYesYesYes
Subject to Market LossNoNoNoYes
Death BenefitYesYesYesYes
Access to FundsLimitedLimitedLimitedLimited

Already have an annuity with The Principal®?

Access your account information online.

We're here to help

Visit our annuities help, or call us at 800-852-4450.

Help to avoid outliving your income

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Find a Financial Advisor Near You

You don't have to be an expert, but it helps to know one. No pressure, no sales pitch - just reliable financial support from a financial professional.

Guarantees are based on the claims-paying ability of Principal Life Insurance Company.