Fixed Annuities

Grow future guaranteed income, your way.*

Choose how your money grows up-front, and select from a variety of features and terms for benefits like:

  • Guaranteed return of your premium with most fixed annuities
  • Guaranteed interest rates unaffected by market fluctuations
  • Tax advantages with tax deferral on earnings until withdrawal
  • Flexible access to your money with free surrender privilege terms
  • Emergency access with a Waiver of Surrender Rider, for no additional fee
  • Quick death benefit payouts that pass outside of probate
  • IRS Minimum Distribution notification to help guard against excess tax

Talk to your advisor about how a fixed annuity could fit into your strategy.

Principal helps set you up for success.

Principal offers single premium deferred annuities for one lump-sum contribution. This type of fixed annuity offers a competitive array of features, a variety of guarantee periods and options to help maximize your earnings.

Already have an annuity with Principal®?

Access your account information online.

We're here to help

Visit our annuities help section, or call us at 800-852-4450.

Help to maximize your retirement savings

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* Guarantees are based on the claims paying ability of Principal Life Insurance Company.

Withdrawals prior to age 59 ½ may be subject to a 10% IRS penalty tax