Fixed Annuities

Grow future guaranteed income, your way.

Choose how your money grows up-front, and select from a variety of features and terms for benefits like:

  • Guaranteed return of your principal from most fixed annuities
  • Guaranteed interest rates unaffected by market fluctuations
  • Tax advantages with tax deferral on earnings until withdrawal
  • Flexible access to your money with Free Surrender Privilege terms
  • Emergency access with a Waiver of Surrender Rider, for no additional fee
  • Quick death benefit payouts that pass outside of probate
  • IRS Minimum Distribution notification so help guard against excess tax

Find an advisor to discuss with a financial professional how a fixed annuity could fit into your strategy.

The Principal helps set you up for success.

Principal Life offers two kinds of fixed deferred annuities:

  • Single Premium Deferred Annuities are set up for one lump-sum contribution.
  • The Flexible Premium Deferred Annuity Plus gives you the flexibility of additional premium contributions over time.

Both types of fixed annuities include a competitive array of features, a variety of guarantee periods and options for helping maximize your earnings. 

Already have an annuity with The Principal®?

Access your account information online.

We're here to help

Visit our annuities help section, or call us at 800-852-4450.

Help to maximize your retirement savings

More For Your Retirement: Going Beyond Your Employer’s Plan

When it comes to saving for retirement, your employer's retirement plan isn't the only option. 

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