Take the lead on your retirement.

A Principal® individual retirement account (or IRA) gives you a great way to save outside a 401(k) plan. And with Principal RolloverPlusSM, you get an extra level of service to help you reach your financial goals.

Ready to go?

Start your rollover IRA

Why choose an IRA with Principal RolloverPlus?


Combine retirement accounts (like 401(k)s from past jobs) for a single, simplified view of your savings.


Pick the investments you want, not just what’s offered in a 401(k) plan.


An IRA belongs to you and isn't tied to your job.

Ongoing support through your rollover and beyond

  • A dedicated team of financial professionals available to help when you need it.
  • Complimentary financial wellness resources through ARAG and Enrich—like online will prep, loan repayment options and budget-building tools.
  • Ongoing insights on timely financial topics, sent right to you.

Want to talk through your options? We’re here to help.

Call a financial professional today.

We’re here Monday - Friday, 7 a.m. to 9 p.m. CT.


Set up a time for us to call you.

Tell us when you want to talk.


Our goal is to explain your options in a way that’s easy to understand and relate to your situation—so you feel confident you’re making the right decision."

Jenny Borcherding

Financial Counselor for 12 years

Principal Financial Group

When is an IRA a good fit?

When life changes, an IRA gives you flexiblity to keep your retirement plans on track. It might be a good fit if:

  • You’re changing jobs
  • You’re retiring soon
  • You’re enjoying retirement and needing to turn savings into an income stream
  • You’re transitioning to self-employment
  • You’re looking to simplify tracking and management of your savings

Want to roll into your current retirement plan account with Principal?

Log in to get started

Are there other options for my old 401(k)?

Sure there are! Explore other retirement savings account options (PDF)

Are you ready to go?

Start your rollover IRA

Your former employer has limited control over your retirement plan account in their plan, and potentially has the ability to change fees or investment options; however, you'd receive notice prior to that taking effect.

As part of the Principal Rollover Plus program, you have the option to receive educational help from us on how you are doing with your financial goals. By providing a financial professional team, we are not providing investment advice, undertaking an investment advisory relationship with you nor monitoring your investments for you. You should contact us if your financial situation changes. The advice was limited to the retirement account that was discussed. If you need additional or new guidance, please call us back.

The value-added resources provided through ARAG Services, LLC (ARAG®) and iGrad, Inc. (Enrich) are not a part of any insurance products and plan administrative services provided through Principal Life Insurance Co or affiliated with any company of the Principal Financial Group®. The resources may be changed or canceled at any time.

The use of resources provided by ARAG Services, LLC or Enrich should not be considered a substitute for consultation with an attorney or advisor. Principal® is not responsible for any loss, injury, claim, liability, or damages related to the use of the ARAG Will & Legal Document Center or Enrich resources.

Please remember that the ARAG legal documents are accurate and useful in many situations. Whether or not the document is right for you and your situation depends on your circumstances. If you want specific advice regarding your situation, consult an attorney.

Enrich and ARAG Services, LLC are not affiliates of any company of the Principal Financial Group.

Financial professionals are sales representatives for the members of the Principal Financial Group®. They do not represent, offer or compare products and services of other financial services organizations.

Insurance products and plan administrative services provided through Principal Life Insurance Co. Securities offered through Principal Securities, Inc., 800-547-7754, member SIPC. Principal Life and Principal Securities are members of Principal Financial Group®, Des Moines, IA 50392.