Save, Invest & Retire

Your future starts now.

No matter whether you’ve just started your working career, or been at it for several years, now is the perfect time to get smart about saving, investing, and creating a retirement full of possibilities. The Principal can help you create an effective, achievable plan tailored to your needs, challenges, and goals.  And wherever you are, it’s the perfect time to start.

Your first choice for a more secure retirement

At The Principal, you have many saving and investing options to help you confidently achieve your retirement.  These options can be tailored to meet your needs and goals.

Individual Retirement Accounts (IRAs)

Easy to open, you can add to them at any time*, and they offer potential growth with unique tax advantages.

Retirement Plans

Contribute to your employer-sponsored retirement plan with automatic deductions and company match (if available). 


Consolidate your retirement accounts to make planning and investing for retirement easier. 


A savings option for investors in or near retirement, as they can offer a steady payout.

Mutual Funds

Investments with long-term growth potential for all types of investors and investment objectives, both short- and long-term. 

Have a retirement account at The Principal®?

Access your account information.

You don’t have to be an expert, but it helps to know one.

No pressure, no sales pitch—just reliable support from a financial professional.

“Our employees put their time and careers in our trust. A 401(k) plan from The Principal is one of the fundamental ways we give back.”

Mark Drozd, Partner and Executive Creative Director, Chicago, IL

Help to achieve your retirement goals

Retirement Income: Six Steps to Creating Your Own Paycheck

When it’s time to retire, replacing your work paycheck with a retirement income isn’t as simple as it sounds. 

The Financial Juggling Act: Prioritizing All Your Needs

Retirement Income Risks: How to Avoid Them

* New contributions to an IRA may be subject to annual limits and age restrictions.