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Principal Survivorship Universal Life Protector II

How it Works

Principal Survivorship Universal Life Protector IISM (Principal SUL Protector II) insures the lives of two people and pays a death benefit at the death of the surviving insured. Principal SUL Protector II helps provide the liquidity needed to help pay estate taxes, keep your business operational, transfer wealth, or make a gift to a family member or a favorite charity.


  • Covers two individuals with benefits payable upon the surviving insured’s death
  • Affordable premium payments
  • Minimum face amount of $250,000
  • Provides riders and features that help with estate and business planning needs:
    • Four-Year Term Insurance rider
    • Policy Split Option provision
    • Estate Tax Repeal rider
    • Choice of Death Benefit Options
    • Lapse Protection Provision

 Contact your financial representative to learn how Principal SUL Protector II can help you protect your legacy! Or, locate a representative through our Office Locations section.

Guarantees are based on the claims paying ability of the issuing insurance company.

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While this communication may be used to promote or market a transaction or an idea that is discussed in the publication,  it is intended to provide general information about the subject matter covered and is provided with the understanding that The Principal is not rendering legal, accounting, or tax advice. It is not a marketed opinion and may not be used to avoid penalties under the Internal Revenue Code. You should consult with appropriate counsel or other advisors on all matters pertaining to legal, tax, or accounting obligations and requirements.

Insurance products from the Principal Financial Group® (The Principal®) are issued by Principal National Life Insurance Company (except in New York) and Principal Life Insurance Company, Des Moines, IA 50392. Products and features are subject to state availability.

Policy Form #SN 73, SF 910; Rider Form #SN74, SN19, SN20, SN21, SF911, SF763, SF764, SF765
May not be available in all states.
Approval #6041092008

Investment and insurance products are: not a deposit · not FDIC Insured ·
not insured by any federal government agency · not a bank guarantee · and may lose value.

Have a question? Call us at 1.800.986.3343

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Securities offered through Princor Financial Services Corporation, member SIPC