Individual Retirement Accounts (IRAs)
Retirement savings with unique tax advantages
- Mutual funds
Financial professionals at Principal can help you define your retirement goals and create an IRA personalized to your needs and goals.
What kind of IRA is right for you?
The Principal offers options for a variety of tax and investment strategies.
We're here to help
Want to discuss an IRA with a financial professional? We offer a variety of ways. Just choose the one that works best for you:
- Call 800-243-4380 ext. 2550. Our team of financial professionals can answer your IRA questions and make the process easy.
- Let us connect you with an advisor in your area to discuss a rollover IRA. Provide us a few details, and a financial professional will contact you.
Help to reach your retirement goals
When it comes to saving for retirement, your employer's retirement plan isn't the only option.
1 As part of the Principal RolloverPlusSM program, you have the option to receive educational help from us on how you are doing with your financial goals. By providing a dedicated counselor and/or the annual check-in feature, we are not providing investment advice, undertaking an investment advisory relationship with you or monitoring your IRA investments for you.
This document is intended to be educational in nature and is not intended to be taken as a recommendation.
Before investing, carefully consider the investment option objectives, risks, charges, and expenses. Contact a financial professional or visit principal.com for a prospectus or, if available, a summary prospectus containing this and other information. Please read it carefully before investing.
Investing involves risk, including possible loss of principal.
Withdrawals from IRAs prior to age 59 ½ may result in IRS early-withdrawal penalties.
IRAs are tax-deferred. You derive no additional benefit from the tax deferral feature of an annuity. Consequently, an annuity should be used to fund an IRA to benefit from the annuity's features other than tax deferral. These features may include guaranteed lifetime income, guaranteed minimum interest rates, and death benefits without surrender charges.
The subject matter in this communication is provided with the understanding that Principal® is not rendering legal, accounting, or tax advice. You should consult with appropriate counsel or other advisors on all matters pertaining to legal, tax, or accounting obligations and requirements.
Financial professionals at 800-243-4380 ext. 2550 are sales representatives for the members of the Principal Financial Group. They do not represent, offer or compare products and services of other financial services organizations.