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How to create your own lifelong financial plan, step by step

Create a just-for-you path to balance your short- and long-term goals.

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For individuals

Retirement, Investments, & Insurance for Individuals Principal ® app
Principal® app
Women sitting at her desk checking her phone.
Screenshot simulating mobile app account balance.
Check in on your financial progress. Check off your to-dos.

The Principal app is your on-the-go must-have, helping you manage your accounts, make important changes, check on claims, and more.

With the Principal app, you can:

  • Securely and easily access your accounts. A passkey makes login hassle-free.
  • Quickly complete important updates. Navigate an intuitive design to see account balances, change contributions, and adjust investments.
  • Access useful tools. Dental and vision ID cards and an in-app financial wellness education library put retirement and benefits tools at your fingertips.

The Principal app: a safe, simple, powerful tool to help you make decisions and plan for the future with confidence. 

What Principal app users say

“Great application to access all your information at your fingertips.”

“Highly recommended, very easy and intuitive.”

“It’s easy and convenient to login to check my status.”

“It’s a great way to keep up on your 401(k) in real time.”1

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Principal mobile app QR code.

Apple users: Sync the app to your Apple Watch for an even more streamlined experience! Standard data rates may apply.

Download the Principal app and get started today. 

The Principal app is available for both Android and Apple devices, and is also available in Spanish. Apple users: Sync the app to your Apple Watch for an even more streamlined experience. Standard data rates may apply.