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The Principal Financial Well-Being IndexSM: American Workers

American workers view themselves more physically fit than financially fit although workers recognize maintaining physical health is an investment in their financial future, according to new research from The Principal Knowledge Center.

Key findings include:

Leaner Waistline, Lighter Wallet

  • American workers view themselves much more physically fit (57 percent) than financially fit (28 percent).
  • The vast majority (84 percent) recognize maintaining physical health is an investment in their financial future.
  • Nearly half (46 percent) feel stressed about their current financial situation.

Financial Checkup

  • More than half (52 percent) have monitored spending levels in the past year.
  • Thirty-nine percent created a budget to keep finances in check, up from 28 percent two years ago.
  • Nearly three-in-five have an emergency fund in place.

Tax Time

  • More workers (68 percent) are banking on a tax refund this year.
  • Workers say they’ll use funds to beef up their nest eggs, half plan to save or invest, up five percentage points from last year.
  • More than a third (38 percent) will pay down or pay off short-term debt and a quarter plan to tackle long-term debt.

Learn More

NEW! First quarter 2014 research on American Workers:

Fourth quarter 2013 research on American Workers:

The Principal Financial Well-Being Index: American Workers surveys employees at small and mid-sized businesses with 10 to 1,000 workers. It is part of a series of quarterly studies examining the financial well-being of American workers, business owners and financial advisors. The studies are released by the Principal Financial Group® and conducted online by Harris Interactive®.

For more information, contact Sonja Sorrel at 515.362.2431 ( or Jaime Naig at 515.247.0798 (

Have a question? Call us at 1.800.986.3343

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