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Share Class: Z
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Principal TrustSM Target Date Collective Investment Funds

Z Share Class Investment Performance

View investment results: Month-End |Quarterly

Balanced/Asset Allocation

03/30/2015 Values Average Annual Total Returns as of 02/28/2015 Total Investment Expense
Investment Manager or Sub-Advisor Investment Share Price YTD % *1 Month3 Months 1yr 3yr 5yr 10yr Since
Inception Date / Ext. Perf. Incept. Date Net Gross Contractual Cap / Waiver Expiration Date
Retirement Income
Multiple Sub-AdvisorsPrincipal Trust(SM) Income Fund Z 1, 2, 3, 4, 515.311.660.791.324.935.236.51N/A7.8407/07/2009
Target Date 2000-2010
Multiple Sub-AdvisorsPrincipal Trust(SM) Target 2010 Fund Z 1, 2, 3, 4, 518.342.061.771.615.958.029.11N/A11.3407/07/2009
Target Date 2011-2015
Multiple Sub-AdvisorsPrincipal Trust(SM) Target 2015 Fund Z 1, 2, 3, 4, 519.412.272.321.836.589.1910.00N/A12.4707/07/2009
Target Date 2016-2020
Multiple Sub-AdvisorsPrincipal Trust(SM) Target 2020 Fund Z 1, 2, 3, 4, 520.432.562.872.057.4610.3010.87N/A13.4907/07/2009
Target Date 2021-2025
Multiple Sub-AdvisorsPrincipal Trust(SM) Target 2025 Fund Z 1, 2, 3, 4, 521.202.813.312.278.1511.1911.50N/A14.2407/07/2009
Target Date 2026-2030
Multiple Sub-AdvisorsPrincipal Trust(SM) Target 2030 Fund Z 1, 2, 3, 4, 521.852.923.702.398.5911.9412.03N/A14.8607/07/2009
Target Date 2031-2035
Multiple Sub-AdvisorsPrincipal Trust(SM) Target 2035 Fund Z 1, 2, 3, 4, 522.393.044.042.518.9912.4812.46N/A15.3607/07/2009
Target Date 2036-2040
Multiple Sub-AdvisorsPrincipal Trust(SM) Target 2040 Fund Z 1, 2, 3, 4, 522.853.164.382.659.3113.1012.87N/A15.7807/07/2009
Target Date 2041-2045
Multiple Sub-AdvisorsPrincipal Trust(SM) Target 2045 Fund Z 1, 2, 3, 4, 523.303.234.572.689.4713.4213.16N/A16.1807/07/2009
Target Date 2046-2050
Multiple Sub-AdvisorsPrincipal Trust(SM) Target 2050 Fund Z 1, 2, 3, 4, 523.223.294.732.749.6113.6513.35N/A16.1107/07/2009
Target Date 2051+
Multiple Sub-AdvisorsPrincipal Trust(SM) Target 2055 Fund Z 1, 2, 3, 4, 523.433.404.782.719.6813.6613.37N/A16.2807/07/2009
Multiple Sub-AdvisorsPrincipal Trust(SM) Target 2060 Fund Z 1, 2, 3, 4, 511.193.324.772.759.69N/AN/AN/A10.3301/01/2014

These performance results are for the Principal TrustSM Target Date Collective Investment Funds Z share class. Results for your share class may differ. For information specific to your share class, please login to access your products and services or speak with a representative of The Principal.

Investment results shown represent historical performance and do not guarantee future results. Investment returns and principal values fluctuate with changes in interest rates and other market conditions so the value, when redeemed may be worth more or less than original costs. Current performance may be lower or higher than the performance data shown. Please see the Fact Sheet for a specific fund’s performance calculated by the retroactive application of the current asset allocation methodologies.

In situations where the net and gross total investment expense figures are different, the collective investment trust or the underlying investment options in which a collective investment trust invests have waived/caped a portion of its management fee through the date displayed in the waiver expiration date or contractual cap expiration date column. Differences may also be shown due to the fund family choosing to pay certain expenses that would normally be payable by the fund. Returns displayed are based on net total investment expense.

Not FDIC Insured
May Lose Value - Not a Deposit - No Bank Guarantee
Not Insured by any Federal Government Agency

The authorizing fiduciary can discontinue the plan's participation the Principal TrustSM Target Date Collective Investment Funds at any time by downloading a termination form from our site, by visiting, or by contacting us at 1.800.547.7754.

Delaware Charter Guarantee & Trust Company, conducting business as Principal TrustSM Company (“Principal Trust”) is a member of the Principal Financial Group®. Principal Trust maintains various Collective Investment Funds, as trustee, under certain plan and declaration of trust documents, which may be amended from time to time (“Trusts”). Principal Trust has discretion over the investment of the Collective Investment Funds. Principal Management Corporation (“PMC”), an affiliate of Principal Trust, provides nondiscretionary advisory services to Principal Trust with respect to the Collective Investment Funds. Principal Trust and PMC are fiduciaries subject to the Employee Retirement Income Security Act of 1974, as amended.

PMC also manages portfolios of Principal Funds, Inc., (“Principal Funds”) a series mutual fund, which may be included as underlying investments in the Collective Investment Funds maintained by Principal Trust. PMC receives management fees from Principal Funds. The Collective Investment Funds maintained by Principal Trust may also include group annuity separate accounts (“Separate Accounts”) managed by Principal Life Insurance Company (“Principal Life”), an affiliate of Principal Trust. Principal Life receives management fees from the Separate Accounts. PMC, Principal Life, or other affiliates of Principal Trust may provide services with respect to Principal Funds or Separate Accounts and may receive fees for such services.

The Collective Investment Funds offered and maintained by Principal Trust are available only to qualified plans and governmental 457(b) plans. They are not mutual funds and are not registered with the Securities and Exchange Commission, the State of Delaware or any other regulatory body. The Collective Investment Funds are not guaranteed by Principal Trust, PMC, any of their affiliates, the FDIC or any other governmental agency.

The value of the Collective Investment Funds offered by Principal Trust will fluctuate so that when redeemed, shares or units may be worth more or less than the original cost. Past performance is no guarantee of future results.

Participation in Collective Investment Funds offered by Principal Trust is governed by the terms of the applicable Trust and a Participation Agreement, which is signed by the retirement plan’s fiduciary at the time the plan invests in the Collective Investment Funds. If the Collective Investment Funds invest in Principal Funds, the retirement plan’s fiduciary is also provided with a Principal Funds, Inc. Institutional Class Shares Prospectus (“Prospectus”) before the plan invests in the Collective Investment Funds. The Trust and Prospectus are available from Principal Trust or Principal Life by visiting us at A copy of the Participation Agreement can be obtained from your plan administrator.

The Collective Investment Funds are operated by Principal Trust Company, which has claimed an exclusion from the definition of the term “commodity pool operator” under the Commodity Exchange Act (the “Act”) and, therefore, is not subject to registration or regulation as a pool operator under the Act.

Insurance products and plan administrative services are provided by Principal Life, Des Moines, IA 50392.

Returns shown for periods of less than one year are not annualized.


 1. Equity investment options involve greater risk, including heightened volatility, than fixed-income investment options. Fixed-income investment options are subject to interest rate risk, and their value will decline as interest rates rise.
 2. Fixed-income and asset allocation investment options that invest in mortgage securities are subject to increased risk due to real estate exposure.
 3. Asset allocation does not guarantee a profit or protect against a loss. Investing in real estate, small-cap, international, and high-yield investment options involves additional risks. Additionally there is no guarantee this investment option will provide adequate income at or through retirement.
 4. The Investment Advisor will display "Multiple Sub-Advisors" for certain target-date, target-risk and specialty investment options where the assets are directed by the Investment Manager to multiple underlying investment options. These underlying investment options may use multiple sub-advisors who are responsible for the day-to-day management responsibilities.
 5. This Principal Trust Target Date Fund indirectly bears its pro rata share of the Total Investment Expense incurred by the underlying investment options in which this fund invests. Based on the asset allocation of the Principal Trust Target Date Funds as of March 31, 2014, the weighted average operating expenses of the underlying investment options are: Principal Trust Income, 0.29%; Principal Trust Target 2010, 0.29%; Principal Trust Target 2015, 0.29%; Principal Trust Target 2020, 0.32%; Principal Trust Target 2025, 0.33%; Principal Trust Target 2030, 0.34%; Principal Trust Target 2035, 0.35%; Principal Trust Target 2040, 0.35%; Principal Trust Target 2045, 0.36%; Principal Trust Target 2050, 0.36%; Principal Trust Target 2055, 0.36%; Principal Trust Target 2060, 0.37%. This fund may invest in underlying mutual funds. For more information on the underlying funds and their expenses, see the prospectus for those funds.

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