Hero Image Hero Mobile Image

Protect your life, and its purpose

Life insurance lets you take care of your loved ones and your obligations after you're gone. Feel confident and secure knowing you've got it covered.

Learn about life insurance options

Roll over your retirement savings.

Saving should be simple. Consolidate all your retirement accounts into a single path to retirement. 
Learn more about rollovers

Enroll in your company’s retirement plan.

Does your employer offer a 401(k) or 403(b) through the Principal Financial Group® (The Principal®)?
Enroll in your plan now

Protect your income.

Auto insurance—check. Home insurance—check. Income insurance—question mark? It’s time to protect the most valuable asset you have. 
Get income protection

What's Your Retirement Wellness Score?

Your score gives you an idea if you may be on track for retirement.

Your preliminary score is .

Retirement Wellness Score represents an estimate of the percentage of your pre-retirement income available once you retire. Studies suggest achieving a score of at least 70-85 to be on track for retirement.

?

Current Age
Annual Pay
Retirement Savings
Contribution Rate


Pay Frequency Every two weeks
Estimated Social Security $1,300
Desired Retirement Age 65
Annual Rate of Return 7%
Annual Rate of Inflation 2.5%
Pay Increase Per Year 3.5%

Add more detail to personalize your score.

 

This calculator is made available as a self help resource for your planning convenience. The results from the calculator are based on your inputs and are not intended to be a financial plan or investment advice from the Principal Financial Group® ... (show more)

This calculator is made available as a self help resource for your planning convenience. The results from the calculator are based on your inputs and are not intended to be a financial plan or investment advice from the Principal Financial Group® but may be used as general guidelines to help you make retirement planning or other personal financial decisions. Responsibility for these decisions is assumed by you, not the Principal Financial Group. Individual results will vary. You should regularly review your savings progress and post-retirement needs.

All projections, analysis and calculation results are estimates and depend on many factors, including the data and assumptions you provide, and may not reflect all your sources of income or expenditures. In addition, it ignores future transactions or changes in tax laws which cannot be anticipated. The reports, graphs and other analysis are dependent upon the accuracy of the data you provided.

This calculator is provided with the understanding that none of the member companies of The Principal are rendering legal, accounting, or tax advice. Results may not be used to avoid penalties under the Internal Revenue Code. You should consult with appropriate counsel or other advisors on all matters pertaining to legal, tax, or accounting obligations and requirements.

* Morningstar - Estimating the True Cost of Retirement (2013)
* AON - 2012 Retirement Income Adequacy at Large Companies AON – Consulting 2008 Replacement Ratio Study

(show less)

Find a Financial Advisor Near You

You don't have to be an expert, but it helps to know one. No pressure, no sales pitch - just reliable financial support from a financial professional.

“The Principal takes retirement planning—which seems to be a very complicated, scary topic—and makes it more friendly and engaging.”

Cesar Orozco, Systems Administrator, Cicero, IL

Help for your next money move

Retirement Review: Reevaluating Your Savings Strategy

As your career progresses your retirement savings strategy should too. The Principal can help ensure that you stay on track toward your goals.

Outliving Your Savings: How to Avoid a Retirement That Runs Short

Retirement for Millennials: Why Investing Aggressively Can Pay Off