Retirement legislation insights

Explore how employers can turn state-mandate retirement plan requirements into a strategic opportunity. Go beyond minimum compliance to help enhance employee financial well-being and potentially gain advantages in talent retention and recruitment.

A recent Supreme Court ruling paves the way for more ERISA lawsuits to survive early dismissal. This article breaks down what’s changed and offers practical information to help protect your plan and manage fiduciary risk.

The Roth catch-up contribution requirements will take effect in 2026 for most plans. Get details on implementation, including key updates to final regulations, who is impacted, and five important considerations for plan sponsors to prepare for this change.

In the SECURE 2.0 Act of 2022 there’s now an option plan sponsors can add allowing participants to elect to receive employer matching and nonelective contributions as Roth contributions. While initially expected to follow the same process as employee Roth contributions, recent IRS guidance reveals a different tax treatment for employer contributions, prompting important considerations for implementation and potential tax impacts for employees.

Student loan debt is hindering employees’ retirement savings. To help, a new provision within SECURE 2.0 lets employers match student loan payments with contributions to the employee’s retirement account.

Find answers to trending questions and answers about the SECURE 2.0 Act of 2022, including required minimum distributions (RMDs), Roth catch-up contributions, hardship self-certification and more.

Let’s dispel some of the common myths about Social Security and its funding status. Here we explore the program’s structure, demographic challenges, and possible outcomes if no legislative action is taken soon.