Employee benefits and retirement plan solutions Protect my employees Group insurance Paid family and medical leave & state disability insurance Delaware paid family and medical leave

Delaware paid family and medical leave

Delaware paid family and medical leave

Beginning January 1, 2026, most Delaware workers will be eligible for paid family and medical leave under Delaware’s Paid Family and Medical Leave (PFML) law.

PFML is available to covered individuals who work in Delaware. This includes individuals who have worked 1,250 hours in the 12 months prior to leave.

An employer may opt out of the state program by having a state-approved voluntary plan.

Key features

Coverage options

State plan or state-approved voluntary private plan

Funding begins January 1, 2025

  • Premiums are .8% of wages to the Social Security cap.
  • 1-9 lives, employers are not required to provide any leave types but can opt in. 
  • 10-24 lives, employers are only required to provide Parental Leave. The cost is split - 50% employer, 50% employee.  
  • 25+ lives, employer and employee split cost- 50% employer, 50% employee. 

Waiting period

0 days

Benefit (begins January 1, 2026)

80% of employee’s average weekly wage

Maximum benefit

$900 per week effective January 1, 2028

Benefit duration (within a 52 consecutive week period)

  • 6 weeks of paid medical leave in a 24 month period
  • 6 weeks of paid family leave in a 24 month period
  • 12 weeks of parental leave in a 12 month period, as defined by FMLA

 

Get more information from the state of Delaware.

Principal® will offer a solution

 

Principal will begin quoting Delaware PFML sometime in 2024. Our state- approved voluntary private plan will be available when you have other group insurance products with us.

You can be assured Principal is committed to offering a private plan that meets your obligation under the paid family and medical leave law as a Delaware employer. Our fully insured product is available to employers who offer at least one other qualifying, insured Principal product (group term life*, dental, vision, or long-term disability) and have 10 or more employees working in Delaware.

Get more information about the private plan solution from Principal. 

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