Massachusetts paid family and medical leave

Key features

Coverage options	State plan or state-approved voluntary private plan
Funding (2023)	Employers with less than 25 employees: 0.208% of employee wages up to the Social Security cap for medical leave; employees contribute 100% 0.11% of employee wages up to the Social Security cap for family leave; employees contribute up to 100% Employers with 25 or more employees: 0.52% of employee wages up to the Social Security cap for medical leave; employees contribute up to .208% 0.11% of employee wages up to the Social Security cap for family leave; employees contribute up to 100%
Waiting period	7 days
Benefit	80% of average weekly wage up to 50% of state’s average weekly wage plus 50% of average weekly wage over 50% of state’s average weekly wage
Maximum benefit	$1,129.82 per week in 2023
Benefit duration (within a 52 consecutive week period)	20 weeks for medical leave 12 weeks for family leave (26 weeks to care for a covered service member) 26 weeks for family and medical leave combined

 

Get more information from the State of Massachusetts.

Principal^® has a solution

We’re here to help by offering a state-approved voluntary private plan. When you have other group insurance products with us, it’s easy to add this solution. Plus, you get the same top-level service that comes with any of our products.

You can be assured Principal is committed to offering a private plan that meets your obligation under the paid family and medical leave law as a Massachusetts employer. Our fully insured product is available to employers who offer at least one other qualifying, insured Principal product (voluntary term life, dental, vision, or long-term disability) and have 10 or more employees working in Massachusetts.

Submitting a claim

To start a PFML claim in Massachusetts, complete and submit the claim online.

Or, complete and submit the appropriate PFML claim form:

• Bond with a child (PDF)
• Serious health condition (PDF)
• Care for covered service member or qualifying exigency (PDF)

Want to learn more?

Talk to your financial professional to design a benefit offering that meets the specific needs of your business and employees.