The insurance you offer employees has to meet their needs and your bottom line. That’s where we can help. We offer quality, affordable employee benefits you can depend on.
Group insurance describes insurance that covers a group of people—in your case, your employees. Group insurance is part of a comprehensive employee benefits package and can include a mix of insurance products.
You can choose to pay for all, part, or none of the premium with most of our insurance products. If your budget is tight, employees could pick up the entire cost of premium with voluntary insurance.
Consider offering a combination of insurance products to build a comprehensive benefits package, with the ease of managing it all in one place.
Group disability insurance
Whether you need short-term disability, long-term disability, or both, we've got you covered.
Group vision insurance
It's simple to administer and is a great way to round out your benefits package.
Group dental insurance
Offer dental benefits tailored just for you and your employees. And, our large network of dentists means employees have more choice in who they see.
Group accident insurance
This coverage helps supplement key benefits by providing employees with a lump-sum cash benefit after a covered accidental injury.
Group critical illness insurance1
Helps employees protect their financial security when diagnosed with a serious illness by providing them with a lump-sum cash benefit.
Group insurance services
Take advantage of our services, such as implementing benefits, educating and enrolling employees, and administering benefits.
Paid family and medical leave & state disability insurance
It's important you know the types of family and medical leave your employees may be eligible to use.
Group hospital indemnity insurance
Coverage that helps pay expenses related to hospitalization and treatment due to a sickness or injury.
Group life insurance
Your employees and their families all have different needs for life insurance. Our flexible products can be a nice fit.
Great employee benefits can help you attract and keep quality employees. Our comprehensive products and services give you the flexibility to design benefits that work for you and your employees. With Principal, you can:
Customize coverage to help meet your employees’ needs.
Choose to pay all, part, or none of the premium.
Tailor benefits to your specific business size.
Every benefits package from Principal also includes a variety of services to make offering benefits easy—you choose the education and enrollment methods that work best for your business. Then go online to administer your benefits.
Plus, if you offer group benefits from Principal, your employees and their dependents may have access to either an employee assistance program (EAP) or a free emotional health support line.
Assess your business needs
Use this tool to get a personalized report to explore best practices for helping protect your business, your employees and your lifestyle.
Compare your benefits
See how your benefits compare to what other organizations of your size, industry, and region offer their employees.