As guaranteed retirement income, a pension is often used to help budget for fixed expenses such as a mortgage. What factors help you determine how to use a pension in your retirement income plan?

To better understand your retirement savings and your options for when you want to retire, it’s helpful to know the financial impact of early retirement withdrawals before age 59½.

A defined benefit plan, also called a pension, is a workplace benefit that pays you a fixed amount regularly after retirement as long as you meet certain requirements.

An annuity can serve as a key part of a retirement income plan, generating guaranteed income and making budgeting simpler.

Often misunderstood and underused, annuities may offer benefits for nearly every life stage and type of saver.

Is that person asking for your information who they say they are? If something feels off, it probably is. Here’s how to tell.

Using retirement savings to pay off debt can have an impact on your financial foundation now and in the future.

Diversity and balance in your retirement savings—from guaranteed sources of income to those with growth potential—is key. Annuities may offer a tax-advantaged source for your post-work years.

When you’re 10-plus years from your retirement party, time is your friend. These tips can help you get started and save more. 

Practicing healthy spending and saving habits can help you reach your goals and prepare for the future. While saving and spending are two conflicting principles, it’s all about striking a balance. But how do you achieve this equilibrium?