A Principal® IRA keeps you in the driver’s seat. It gives you control over your investment decisions, with as much or as little assistance as you prefer. Talk to a financial professional to get started. We're here Monday—Friday, 7 a.m. to 9 p.m. CT
Whether you’re investing in a Roth IRA or a traditional IRA, we give you the tools and resources to help secure your financial future.
A Principal® IRA gives you access to a range of investment options beyond what's typically offered in a traditional employer retirement plan—such a 401(k). Whether you’re looking for a straightforward investment or a customized lineup, you can choose from a variety of options including, but not limited to:
Mutual funds
Stocks
Bonds
Exchange-traded funds
With a Principal® IRA, you can consolidate multiple retirement accounts into one, which can mean less management and tracking for you.
Our team of financial professionals is ready to take the hassle out of your decision. We've been there, too—so we can help walk you through it.
With a Principal® IRA, you have access to a wealth of complimentary resources and professional support. We provide ongoing access to our team of dedicated, experienced financial professionals, Monday—Friday, 7 a.m. to 9 p.m. CT.
With more than 80 years of experience providing real-life products and services, we know a thing or two about helping people make financial progress.
That depends on the size of your account and your specific investment options. Annual fees and early withdrawal fees may apply in some cases. We’ve included more information below, but it’s important to weigh all the options.
Like buying a new car, or a car seat for your first child, the cheapest option for an IRA may not always be best. Our educational content and financial professionals can help you decide.
You won’t pay account opening or maintenance fees for most accounts over $10,000. Accounts under $10,000 may have an annual fee of no more than $35, depending on which product you select. Brokerage accounts have a $35 annual fee regardless of account size. There are underlying fees or expenses for specific investment options—these are tied to the investment option and could apply regardless of the IRA provider you work with.
Already a Principal customer?
Login to complete our easy rollover process.
New to Principal?
Open your rollover IRA in about 10 minutes.
800-247-8000 ext. 2251 Monday—Friday 7 a.m. to 9 p.m. CT
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Help is within reach. Let our financial professionals do the heavy lifting for you.
800-247-8000 ext. 2251 Monday—Friday 7 a.m. to 9 p.m. CT