Retirement, Investments, & Insurance for Individuals Invest & Retire Individual Retirement Accounts (IRAs) IRA options from Principal

IRA options from Principal

Why Principal for your IRA?

We’re committed to providing retirement options you can take confidence in. Whether you need a simple IRA, or something more personalized, we have the products and expertise to help you build a portfolio that fits you. 

Options that put your needs first.

For more than 80 years, Principal has provided retirement services to help people like you build a healthier financial future.(1) Wherever you are in your retirement journey—from traditional employer retirement plans to rollover IRAs—our professionals are on your side.

Your IRA is tailored to you.

It's more than a breadth of investment products—although we have that too.

Your IRA is backed with knowledgeable Principal financial professionals—simply a click or call away—to cut out the clutter in your plan for retirement. Our financial wellness tools and resources are available to you for the big and the small things.

You are our priority.

No matter where you are in your journey, we have resources and people within reach—helping you with personalized support. We provide straightforward options to help you feel confident in your financial future.

We believe in doing the right thing.

The longevity of Principal is built on our commitment to equally and honestly serving our customers, employees, and communities. As one of the World's Most Ethical Companies, we're proud to be a recognized corporate citizen that puts people first.(2)

Ready to get started?

See what Principal has to offer for your IRA.

Open an IRA
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Prefer to work with a financial professional in person?

We can connect you with a financial professional in your area.

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Providing retirement plan services since 1941 Ethisphere Institute, February 2023. This is the 12th time Principal has been recognized by Ethisphere.
Investment and Insurance products are:
  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, Principal Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

This document is intended to be educational in nature and is not intended to be taken as a recommendation.

When deciding between an employer-sponsored plan and an IRA you should consider the differences in investment options and risks, fees and expenses, tax implications, services and penalty-free withdrawals for your various options. The organization’s retirement plan investment options may have investment expenses lower than similar investment options offered outside the plan. There may be other factors to consider due to your specific needs and situation. You may wish to consult your tax advisor or legal counsel.

Financial professionals provide education with respect to the options you have with your retirement plan assets, and are able to sell Principal® products.  They do not represent, offer, or compare products and services of other financial services organizations.