State disability insurance (SDI) is short-term disability coverage that is legislated by this state. If you have employees working in Hawaii, the state may require that employers provide SDI coverage for employees.
| 
			 Coverage options  | 
			
			 Available through authorized insurance carrier or self-insured  | 
		
|---|---|
| 
			 Funding  | 
			
			 By employer or shared equally by employer and employees  | 
		
| 
			 Elimination period  | 
			
			 7 days  | 
		
| 
			 Benefit  | 
			
			 58% of average weekly wage  | 
		
| 
			 Maximum benefit  | 
			
			 $837/week in 2025  | 
		
| 
			 Benefit duration  | 
			
			 26 weeks  | 
		
Principal can administer Hawaii TDI for employers offering group short-term disability, long-term disability, or term life coverage from Principal.
Talk to your financial professional to design a benefit offering that meets the specific needs of your business and employees.