Trends and Insights

Trends and Insights
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5 min de lectura

Beneficios: mejores prácticas

Embracing 401(k) auto-enrollment with the budget in mind

Data shows that automated features such as automatic (auto) enrollment, auto-increase, and re-enrollment can significantly improve participation rates and help employees save for retirement. Explore cost-neutral ways of adding such automated features to your plan design.

6 min de lectura

Beneficios: mejores prácticas

How to make saving in a 401(k) plan hard (to avoid)

Retirement plans today tend to be designed with features so the average person can begin saving with little effort. Yet, it’s seemingly not working for many employees. Instead of easier, do we need to make it harder to avoid?

5 min de lectura

Protección de mi empresa o negocio

Principal® Business Owner Insights

Small to midsize business (SMB) owners are offering benefits and solutions at record levels, indicating that benefits help improve recruiting, retention, and employee productivity.