Financial inclusion FAQ: Lookback on five years of the Global Financial Inclusion Index
Explore where financial inclusion is advancing, where progress is slowing, and what the trends mean worldwide.
The Global Financial Inclusion Index measures how governments, employers, and financial systems promote access to financial tools, resources, education, and services in more than 40 markets. This is supplemented with global consumer perspectives, providing a more holistic view.
Government support
Evaluates the degree to which governments promote financial inclusion.
Employer support
Assesses the level of support employers provide their employees.
Financial system support
Examines the availability and uptake of various types of financial products and services.
Fintech leaders of tomorrow
National strategies reveal which markets are positioned to lead the next era of fintech and financial inclusion.
Employer support under pressure
Employers are pulling back on financial guidance and flexible pay support as economic pressures persist.
Digital finance outpaces regulation
Financial services are digitizing rapidly, but consumer protections and AI governance are struggling to keep pace.
When instant payments replace cash
Instant payments can advance financial inclusion, but rising transaction volumes do not always mean cash is being displaced.
The global score rose to 52.0 in 2026, with every major region improving and the strongest gains coming from Africa, the Middle East, and Asia Pacific.
Regional Financial Inclusion Scores (year over year)
2022
2023
2024
2025
2026
Legend reads left to right
View each market’s overall financial inclusion ranking or select a specific support pillar. Select two or more markets to compare scores.
Overall financial inclusion score
Complete Ranking List
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