Our research tracks progress in financial inclusion and security across global economies.
Financial inclusion FAQ: Global trends and U.S. employers
Discover at a glance how emerging global trends are reshaping financial inclusion—plus what this means for U.S. employers and business leaders.
The Global Financial Inclusion Index measures how governments, employers, and financial systems promote access to financial tools, resources, education, and services in more than 40 markets. This is supplemented with global consumer perspectives, providing a more holistic view.
Government support
Evaluates the degree to which governments promote financial inclusion.
Employer support
Assesses the level of support employers provide their employees.
Financial system support
Examines the availability and uptake of various types of financial products and services.
Retirement resilience for aging Asia
The region is responding to declines in retirement finances with sustained boosts to financial education.
Financial inclusion in America
A rebound from two years of decline was helped by fintech and other factors—with undercurrents of worry still apparent.
Money smarts matter
Increased financial understanding can unlock financial well-being and economic opportunity.
Open banking, digital progress
Open banking and instant payments are helping accelerate financial inclusion across Asia and Latin America.
The Index declined slightly this year amid macroeconomic headwinds but remains well above its 2022 baseline.
Regional Financial Inclusion Scores (year over year)
- 2022
- 2023
- 2024
- 2025
View each market’s overall financial inclusion ranking or select a specific support pillar. Select two or more markets to compare scores.
Overall financial inclusion score
Complete Ranking List
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Explore the latest insights from Principal experts on the Global Financial Inclusion Index, as well as attitudes, behaviors, and trends that impact access to long-term financial security.
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