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For individuals
Frequently asked questions about Principal Securities®
How can Principal Securities help me?

Our financial professionals can help you better understand your finances, set attainable goals, and identify solutions to help you reach them. Providing personalized service with broad access to many types of investment products, they’ll help you develop, execute, and maintain your investment portfolio.

Through our relationship with Fidelity Investments® (FCCS) and its broker-dealer, National Financial Services LLC (NFS), we offer a wide range of investment and financial products and services.

Fidelity provides a robust clearing and custody platform, along with brokerage services, trading capabilities, and practice management support. These services are available to registered investment advisors (RIAs), strategic acquirers, professional asset managers, retirement recordkeepers, broker-dealer firms, banks, and insurance companies—delivered through NFS or Fidelity Brokerage Services LLC, both Members NYSE, SIPC.

In addition to serving third-party institutions, NFS also supports Fidelity’s own retail and capital markets businesses. As of June 30, 2025, NFS oversees more than $16 trillion in assets under administration. NFS is an independent company, unaffiliated with Principal Securities.
Can you tell me more about the relationship Principal Securities has with FCCS/NFS?

We believe that we can deliver substantial benefits from the important service relationship we maintain with Fidelity Investments® (FCCS) and its broker-dealer, National Financial Services LLC (NFS). Knowing that every investor's account is being serviced with the commitment and resources of an industry leader allows our financial professionals to focus on what they do best: providing the personalized guidance and comprehensive investment services you need to help you reach your goals.

NFS's reputation for delivering quality products and services is made available to you through Principal Securities and your financial professional.

Together with NFS, we offer you these benefits:

  • The experience of an industry leader
  • Complete investment reporting on one easy-to-read, consolidated statement
  • Checkwriting, with detail on the same statement
  • Comprehensive tax reporting form (1099) for all investments
  • Asset management accounts 
Where is Principal Securities located?

We're headquartered in Des Moines, Iowa, and our producing Registered Representatives span nearly all 50 states and the District of Columbia.*

* As of December 31, 2024
How can I be sure my assets are being protected?

You can feel confident that protecting your assets is a top priority of both Principal Securities and NFS. Much of the critical trade processing, clearance, client reporting, and systems backing your financial professional is performed by NFS—an industry leader that processes tens of thousands of transactions for millions of investors like you every day. NFS has both the vision and the resources to provide you with innovative products and services for many years to come.

NFS is a leading clearing firm and is subject to the rules and regulations of the Securities and Exchange Commission (SEC), the New York Stock Exchange (NYSE), the Financial Industry Regulatory Authority (FINRA), and other principal exchanges of which it is a member.
Is there any insurance provided to protect me?

Principal Securities and NFS are members of the Securities Investor Protection Corporation (SIPC), a federal nonprofit corporation that protects customer assets in the unlikely event that a member Registered Investment Adviser–broker/dealer should fail to meet its financial obligations.

As a result, if your Registered Investment Adviser–broker/dealer should fail, and NFS fails, cash awaiting reinvestment and all securities held in your account are protected by SIPC coverage up to $500,000 (limited to $250,000 for claims in cash). This coverage does not protect against a decline in the market value of securities.

To supplement its SIPC coverage, NFS has arranged for additional protection for cash and covered securities from Lloyd’s of London and other insurers. This additional protection covers up to an aggregate loss limit of $1 billion for all customer claims, of which $1.9 million may cover cash awaiting reinvestment at the individual account level. There is no per-customer dollar limit on coverage of securities. This is the highest level of excess SIPC coverage currently available. For more information on Lloyd’s of London. Neither coverage protects against a decline in the market value of securities.

Securities and advisory products offered through Principal Securities, Inc., Member SIPC, Member of the Principal Financial Group®, Des Moines, IA 50392.