![Woman confidently making notes in a notebook while working on her laptop](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/bd84f9b5-62f1-4a18-a67f-af3ce8bdfbc4/AdobeStock_420519559_PFG.webp?h=56d0ca2e&itok=B_DCOATX)
4 min read
A 5-step yearly financial checkup to help you retire
A yearly retirement account review helps keep everything from your address to balances and beneficiaries in order.
![Confident senior woman in park setting.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/6ab41cb3-4367-4028-868b-cf9fa8eb2673/AdobeStock_294110076_PFG.webp?h=56d0ca2e&itok=dcnOMRv-)
4 min read
Single and over 50? Here’s how to prepare for retirement.
Everyone's retirement needs are unique, especially when it comes to individuals versus couples. Here are seven considerations to keep in mind if you’re planning to live on a single retirement income.
![Photo of a couple who have calculated how much they need to retire.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/f8bbbc4a-1c35-4c30-8b97-6289a7090add/articlehero_stock_t20_0naRVB.webp?h=089c183f&itok=adpV4lN4)
2 min read
Calculate how much income you’ll need in retirement
With retirement on the horizon, now is a good time to calculate how much income you’ll need. Consider these questions to calculate how much income you may need in retirement.
![A young girl is on playground equipment that has a big slide; her father is leaning on the equipment looking at her.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/2007e4be-57ef-4fbd-ba37-c035b80649db/AdobeStock_609501360_PFG.webp?h=56d0ca2e&itok=r6Sv0M1t)
6 min read
Can you lose your retirement savings in a divorce? One man's story
Just because retirement savings are in your name doesn’t mean they’re necessarily all yours. Meet a man who was on track to retire in 15 years until a divorce settlement changed his plans.
![A woman on her laptop in a room with her two dogs doing research on a Roth IRA.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/d9e85d03-2c71-4308-8f78-3c4d902b65ff/AdobeStock_510132754_PFG_1720x600.webp?h=089c183f&itok=BJv2SdDG)
10 min read
What is a Roth IRA and how do I use it to save for retirement?
Starting and contributing to a Roth IRA offers a key tax advantage and a way to diversify your retirement savings.
![Retired grandparents with their grandchild](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/3bff6713-a8d4-4538-a912-afddbedea5d3/1720x600_AdobeStock_302146541_PFG.webp?h=089c183f&itok=dCpxqdmZ)
4 min read
Should you convert retirement savings to a Roth IRA?
Taxes, estate plans, and retirement income needs all figure into whether you want to move retirement savings to a Roth IRA conversion.
![A retired couple discussing their retirement fund withdrawal strategies.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/c68319bd-383d-4fab-bd82-d858cad921ae/articlehero_retirement_withdrawal_AdobeStock_302145579jpg.webp?h=089c183f&itok=d_4i229f)
4 min read
Spending in retirement: Withdrawal strategies and tax tips
You've spent your career saving for retirement. But once you retire, how do you switch to spending? Follow these tips to create a withdrawal strategy.
![Active gray-haired woman laughing and sitting on the couch with her beagle dog](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/f9638766-e395-45f1-9081-413b1108b74a/AdobeStock_420514233_PFG.webp?h=2e5cdddf&itok=c2pmmssz)
5 min read
2 ways retirement savings accounts are taxed
All retirement savings accounts are taxed; the difference is when you pay it—either today or when you start withdrawing.
![Mature woman who is retiring and on a bus carrying a box of belongings.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/8b107d3a-f8bd-4dcc-af9e-938433fbd088/AdobeStock_316150089_PFG.webp?h=56d0ca2e&itok=WoM_S_pL)
3 min read
6 questions to help you figure out if you're ready to retire
Looking for signs it’s time to retire? These questions may help you solidify if financial and emotional pieces point to “yes.”
![Asian couple looking at their laptop together.](/sites/resources/files/styles/pds_article_preview_secondary/https/brandassets.principal.com/transform/4fbe087c-d933-43d2-9776-8e6584070f13/GettyImages-1218443771_PFG.webp?h=56d0ca2e&itok=qt0kPmU3)
4 min read
7 steps to pay off debt and save for retirement
Do you want to save for the long term while paying down your bills? With a little planning and prioritizing, you can do both.