Income Protection (Disability Insurance)

Insurance for your financial health

You insure your most important assets like your home and your car, but there’s no asset more valuable than your income. Income protection with disability insurance, helps ensure you’d continue to receive income if you’re too sick or hurt to work.

And “disability” doesn’t just mean injury. It can also mean:

  • Cancer
  • Stroke
  • Heart disease
  • Depression
  • Back pain

With income protection, one of our most popular insurance products for working professionals, you can insure your income for about the cost of your monthly smartphone bill.

Use our quick calculator to see just how affordable income protection can be.  

Insure your income until retirement.
Add onto your disability income insurance to protect your ability to save for the future.



How much income protection do you need?

Get personalized coverage options in 3 easy steps.

Make policy payments online

Pay online for your life or disability insurance policy. It’s quick, convenient, and secure. 

Income protection stories

Ever wondered what disability insurance is and why it is important? Read stories from our customers about why they were thankful for their benefits when the unexpected happened. 

Have an insurance policy with Principal®?

Access your account information online.

We're here to help

Visit our insurance help section, or call us at 800-986-3343.

Help on protecting your most valuable asset

Woman and man discuss disability income insurance and why the ability to work and earn an income is by far their most valuable asset.

Why Income Protection?

How would your life change if you were too sick or hurt to work and could no longer earn an income? Learn how Income Protection could help.

Older man reviewing common myths about life and disability insurance.

Insurance myths: Why Life & Disability Insurance are more important than you think

Woman reviewing questions about life insurance and disability insurance.

Insurance FAQ

Disability insurance has limitations and exclusions.  For costs and coverage details, contact your Principal Life financial representative.