Financial education – webinar replays
Couldn’t make a live webinar or have a topic you’d like to revisit? Catch up anytime with our library of replays. In less than 30 minutes, you can take a deeper dive into a financial topic that matters to you.
Busting through 4 retirement savings myths.
Are you putting off saving for retirement? If you are, you’re not alone. Saving for your future can be tough when juggling multiple financial priorities today. But not saving today might mean not having enough money to live the life you want in retirement. Learn more about five of the top reasons people put off saving, and get tips that can help you get your savings on track.
“You’ve earned it!” Financial wellness awards.
“You’ve earned it!” Financial wellness awards is a fun, new way help you get and stay on track with your financial goals. “You’ve earned it!” takes financial education to the next level. By completing small steps throughout the year you’ll earn digital badges so you can keep track of your accomplishments.
So you got your first job, now what?
Landing your first job is a big deal. But what about all those other decisions you have to make about benefits and saving for retirement? Not to mention juggling those savings with everyday expenses plus paying off any student loans. Get a head start on your financial future by watching our webinar. We’ll talk you through some common questions and provide tips to help you navigate the new financial situations that go along with your first job.
Women & retirement—steps to closing the savings gap
When it comes to saving for retirement, everyone’s situation is different—especially for women. In fact there are several factors that can make it harder for women to save enough and have enough for retirement. Help close the savings gap and create a game plan to help you reach your goals with these retirement tips.
If you're like many people, you've heard about Roth contributions but don't really know what they are or why you may use them to help you save for retirement. Learn more about what you should consider as you choose the option that's best for you.
Retirement planning isn’t one-size-fits-all. Women today have many factors that influence their retirement needs and ability to save, so it’s important to make the most of every dollar. Learn more about what you should consider as your plan for retirement.
Now that you know your score, learn small changes you may make to your retirement saving strategy to help improve your score and move to the green.
How can a health savings account work for you?
Health care costs are an important part of any financial strategy. An HSA (health savings account) can be a popular choice when it comes to setting aside money for medical expenses. An HSA features some significant tax benefits, but is it the right choice for you? We explore some of the benefits and considerations. Use passcode: Principal.
Financial resolutions: 3 ways to help them stick
Did you a set financial goal for this year you’re having a hard time keeping? If so, you’re not alone. We get it—even the best intentions can fall by the wayside when trying to keep up with your day-to-day activities. Get some tips that may help you make and stick to your financial resolutions this year.
Are personal finances stressing you out? Managing income and expenses can be difficult. But having and sticking to a budget can help. And once you get started, you may realize building a budget isn’t as difficult as you might think.
- Watch this webinar in Spanish, use passcode: Principal
Save holiday stress: 3 tips to control spending
The holidays are a fun time of year, but also one of the most stressful. With holiday gatherings, buying gifts and more, the season of spending can have a big impact on your finances. We’ve got a few tips to help you better prepare for the holidays and keep your spending—and stress level—in check.
It’s never too early to start talking to your kids about money. Really! Whether it’s starting a piggy bank with your preschooler or talking to your teenager about student loans, helping your kids develop good spending and saving habits can benefit them for life.
Most of us will take on debt at some point in our lives. The key is to maintain a manageable level of debt—one you can easily afford and quickly pay off. Learn tips to help keep debt from derailing your long-term goals.
4 ways to tackle student loan debt
Student loans can have a big impact on your finances. Whether you’re just starting to pay off your loans, or if you’ve been at it for years, a repayment game plan may help you manage debt and get a better return on the investment in your education. We’ll look at four ways to conquer student loan debt while not losing sight of your other financial goals. Passcode: Principal
Savvy financial moves for women: 5 life moments you don’t want to miss
Women may have some special circumstances when it comes to creating a financial roadmap. We discuss five life moments where you may want to take stock of your finances. From a first job through retirement, we’ll look at the moves you might consider if these moments impact you. Passcode: Principal
Many of us will care for an aging loved one at some point. It’s an important role, but it can also be a lot to take on. Becoming a caregiver doesn’t happen overnight. In fact, it often begins by helping with small tasks around the house. Over time, it might evolve into helping manage finances, taking time to assist with medical appointments or more.
No matter where you are in the caregiver journey, having a plan in place can help you manage your role while still taking care of your own needs. This webinar shares tips and resources to help you and your loved one along the way.
Education is a large expense, but also one of the most worthwhile. Paying for it can seem challenging, but you’ve got several options for saving, each with it’s own benefits, to help you make the most of your money.
Regardless of your age or finances, it’s good to consider risk planning, also known as estate planning. Then you’ll know your personal matters are handled the way you want in the event you’re not around or unable to speak.
Market volatility can play a big role in the performance of investments over time. And while you can't control market volatility, there are actions you can take to potentially minimize its impact on your retirement.
Taxes can be a complicated fact of life. Understanding just a few key concepts and terms can help you take advantage of tax exemptions, deductions and credits that are available to you while saving more of your hard-earned dollars today—and in retirement.1
Create lasting retirement income: 3 strategies to help you spend wisely
Reaching retirement is something to celebrate. But there are also many decisions to make, especially when thinking about your income plan for retirement. After years of saving money for retirement, you need a strategy to help make the most of your funds. Creating a plan for income in retirement doesn’t have to be intimidating. Learn about 3 strategies for spending and creating a retirement income plan to help you live your best life in retirement. Passcode: PFGwebinar
5 best kept secrets of Social Security (2017)
Social Security is often the elephant in the room when it comes to planning for retirement. And that makes sense—it’s an important source of retirement income for a lot of people, but it’s also a complex system to navigate. Learn more about your potential benefits with an inside look at 5 of Social Security’s best kept secrets.
Creating income for life—Is an annuity right for you?
Have you thought about what you want to do in retirement? What about your retirement income? Retirement today looks a bit different than it once did—we’re living longer and carrying more debt into our retirement years. So, it’s important to be sure we have enough income to last. Watch our webinar to learn about three factors that can influence how much income you may need in retirement, and options that could help you create your own income for life.
Working through retirement milestones?
Deciding what age you want to retire is a big deal—and that decision is different for everyone. You might plan to work though some retirement milestones, or you might set a date sooner. No matter what you choose, keep in mind 3 key age-related events; including Social Security and Medicare, that you should prepare for.
No matter where you are on your journey to retirement, it’s important to have a plan in place to help you reach your goals. Wouldn’t it be nice to have a checklist to help you along the way? Use this webinar to learn some of the key items you may want to review as part of your plan for retirement. Plus, see how those might change as you get closer to your desired retirement date.
Preparing for potential health care costs is an important part of retirement planning. Learn the basics of Medicare and ways to help factor it into your retirement savings strategy so you can feel motivated while preparing for retirement.
Nearing retirement is exciting, but overwhelming too. You may have many questions, like have you saved enough money, or what sources of income are available once your paycheck goes away. Feel motivated to prepare for retirement by learning ways to help develop a plan for retirement income.
Social Security benefits (2016)
As you near retirement, it’s important to understand your Social Security benefits2 —especially how they can factor in to your income strategy and how to maximize them. Learn more about how you can make the most of these benefits.
1 You should consider the differences in investment options and risks, fees and expenses, tax implications, services and penalty-free withdrawals for your various options. There may be other factors to consider due to your specific needs and situation. You may wish to consult your tax advisor or legal counsel.
2 If you’ve had payroll deductions for Social Security, visit ssa.gov for your free benefit estimate
The subject matter in this communication is educational only and provided with the understanding that Principal® is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.
The Retirement Wellness Planner information and Retirement Wellness Score are limited only to the inputs and other financial assumptions and is not intended to be a financial plan or investment advice from any company of the Principal Financial Group® or plan sponsor. This calculator only provides education which may be helpful in making personal financial decisions. Responsibility for those decisions is assumed by the participant, not the plan sponsor and not Principal®. Individual results will vary. Participants should regularly review their savings progress and post-retirement needs.
Insurance products and plan administrative services are provided through Principal Life Insurance Company, a member of the Principal Financial Group®, Des Moines, IA 50392.