Financial education – webinar replays
Couldn’t make a live webinar or have a topic you’d like to revisit? Catch up anytime with our library of replays. In less than 30 minutes, you can take a deeper dive into a financial topic that matters to you.
Essentials of investing: Building for retirement
The essentials of investing: understanding what it is, how it works, and what strategies can help you meet your future goals—like saving for retirement. After we cover the basics, we’ll dive into the most important question—how can you make money from investing? Watch and build up your investing knowledge.
- Watch this webinar in Spanish: Aspectos esenciales de invertir: cómo ahorrar para el retiro
Retirement savings accounts: the differences and what’s best for you
Whether you’re just starting out on your savings journey, or are experienced and want to learn about more ways to save, it’s important to understand the differences between retirement savings accounts and what’s best for your situation.
Why (and how) to boost your Retirement Score
Between market volatility and competing financial priorities, it can be difficult to save enough to reach your retirement goals. Whether you’re 25 or 55, you can make a positive impact on your future by learning how to boost your savings. Plus, get tips on making catch-up contributions, diversifying investments, and more.
Retirement savings moves to make in your 20s, 30s, and 40s
We all want to watch our savings grow. Our webinar talks through retirement savings moves to consider during different life stages. While everyone’s situation is different, there are still some general ideas that can help you reach your goals.
Women and savings: Your future in focus
We’re talking about women’s finances, including how to identify your goals and decide what you may need to save for the future. Figure out what’s motivating you and what you could do to feel more financially secure in retirement. We’ll cover budgeting, creating a savings strategy and how to keep saving no matter what life throws your way.
Busting through 4 retirement savings myths.
Are you putting off saving for retirement? If you are, you’re not alone. Saving for your future can be tough when juggling multiple financial priorities today. But not saving today might mean not having enough money to live the life you want in retirement. Learn more about the top reasons people put off saving, and get tips that can help you get your savings on track.
If you're like many people, you may have heard about Roth contributions but might not really know what they are or why you may use them to help you save for retirement. Learn more about what you should consider as you choose the option that's best for you.
COVID-19 impacts on year-end tax prep
The pandemic resulted in changes to tax laws, contribution limits, and deductions and credits. We’re here to help talk you through it all. First we’ll walk through the basics of tax preparation, then we’ll dive into how stimulus checks, child tax credits, and updates to required minimum distributions and retirement account contributions affect your taxes. Watch to learn more and receive tips to prepare for the tax season.
From teaching young kids the differences between wants and needs, to showing teens the value of earning, saving, and consequences of debt, learn how you can be a positive influence on the children in your life and their financial future.
Most of us aren’t tax professionals, so there’s a lot of confusion around tax time. Whether you have questions about when to prepare your taxes, how to file, or which deductions might be right for you—we’re here to help.
Unlocking your financial potential with credit
Take the first step toward unlocking your financial potential by learning how to use credit as a resource. We’ll share some credit-improving tips so you can work toward reaching your financial goals.
Build confidence: Own your financial quest
Dive into Principal® Milestones, an online resource you can access to empower you with knowledge you can put to use with your finances today. Learn how you can explore courses, interactive resources, calculators, and more to help you keep moving on your quest for financial freedom.
How can a health savings account work for you?
Health care costs are an important part of any financial strategy. An HSA (health savings account) can be a popular choice when it comes to setting aside money for medical expenses. An HSA features some significant tax benefits, but is it the right choice for you? We explore some of the benefits and considerations.
Are personal finances stressing you out? Managing income and expenses can be difficult. But having and sticking to a budget can help. And once you get started, you may realize building a budget isn’t as difficult as you might think.
Most of us will take on debt at some point in our lives. The key is to maintain a manageable level of debt—one you can easily afford and quickly pay off. Learn tips to help keep debt from derailing your long-term goals.
Whether you’re just settling into your career, or you’ve been working hard and achieving your financial goals for years, estate planning can help formally protect your assets, allow you to have control over your health care decisions, and provide for loved ones. Watch and learn what’s included in an estate plan and the steps you can take to create one so your wishes are carried out the way you choose.
- Watch this webinar in Spanish: Planificación de patrimonio
Financing and planning for higher education
Do you have children who are planning on going to a university or trade school now or in the future? Or are you thinking of furthering your own education? Watch and learn five simple steps to help plan, save, and pay for higher education. We’ll cover scholarships, financial aid, 529 plans, student loans, and more.
Why you need a will and how to create one
If you have assets, financial accounts, children, or all of the above and then some—you need a will. Watch and learn the importance of a will, six simple steps you can take to create one, and how protect your retirement savings and other funds. Ensure your wishes are known and learn how to help secure your loved ones’ financial future should the unexpected happen.
Ways Women Can Save and Build Wealth
We’re covering women’s financial wellness. You’ll learn about real steps you can take to build wealth and save for retirement. We’ll talk about the pay gap, setting financial goals, budgeting, managing debt, saving, and investing. Watch the replay and learn tips for reaching your financial goals.
Reassessing finances after a market downturn
Let’s take a look at your accounts to make sure they still align with your financial goals moving forward—especially if your goals and needs have changed. We’ll also cover contributions, rebalancing, and strategies to help manage stock market volatility in the future.
- Watch this webinar in Spanish: Mira tus finanzas después de un período de inestabilidad económica
Get a game plan: tackle debt and build emergency savings
No matter how much you make or what stage of life you’re in, it’s important to prioritize spending and saving so you can reach your financial goals. By creating a plan to tackle your debt and build an emergency fund, you can protect yourself from future unplanned expenses and be on your way to a more financially secure future.
- Watch this webinar in Spanish: Planifica oportunamente: enfrenta las deudas y ahorra para emergencias
Expanding and Protecting Your Savings
Learn additional ways to save if you’ve already maxed out your retirement savings accounts and different strategies worth considering to help protect your hard-earned income and assets. Join us and learn how you could be on your way to a more financially secure future.
We understand money talks are personal, so we’ll be sharing tips on when and how to approach conversations about finances—and most importantly, how to keep it civil.
5 tips for year-end tax planning
In 2020, a couple of large pieces of legislation took effect, like the SECURE Act in January and the CARES Act in March, that may change how you think about your taxes. Watch and learn five ways you can identify year-end opportunities that may help you save on your tax bill in 2021.
There are many ways to invest your money beyond your retirement savings account. Learn how investing works, ways to invest, the differences between asset classes, and why investing early and often could help you reach your financial goals.
Market volatility and recessions 101
While you can't control market volatility, there are actions you can take to potentially minimize its impact on your retirement savings. Having a plan in place for a recession or market downturn may help give you confidence to weather the storm and keep working toward your long-term retirement goals.
What is estate planning? It’s things like a will, living will and power of attorney. Essentially, it’s taking time now to make sure your wishes are honored later. If you have children to care for, property or belongings, you have an estate. We’ll talk through some important steps in creating your plan, including whether you may be able to DIY.
Security check: Are you protecting your information
From shopping, to banking, to buying a car, many of us are used to the convenience of online transactions. But it’s important to steps to better protect our personal information online. We’ll explore topics like passwords, setting up online accounts, and what to do in case of a security breach.
4 ways to tackle student loan debt
Student loans can have a big impact on your finances. Whether you’re just starting to pay off your loans, or if you’ve been at it for years, a repayment game plan may help you manage debt and get a better return on the investment in your education. We’ll look at four ways to conquer student loan debt while not losing sight of your other financial goals.
Savvy financial moves for women: 5 life moments you don’t want to miss
Women may have some special circumstances when it comes to creating a financial roadmap. We discuss five life moments where you may want to take stock of your finances. From a first job through retirement, we’ll look at the moves you might consider if these moments impact you.
Many of us will care for an aging loved one at some point. It’s an important role, but it can also be a lot to take on. No matter where you are in the caregiver journey, having a plan in place can help you manage your role while still taking care of your own needs. This webinar shares tips and resources to help you and your loved one along the way.
If retirement is finally approaching for you, or will be in the next few years, congratulations! You’ve worked hard to save for your future, and your golden years are becoming reality. Before you take the big leap into this next phase of your life, we want to help you ensure you’re ready. Watch and learn seven important items to check off your “nearing retirement checklist” that will help you enter retirement in confidence.
Health care costs in retirement: What to expect and how to prepare
Whether you’re close to retirement or you’ve got some time to save, learn how you can plan for and help manage health care expenses in the future. We’ll discuss Medicare coverage, how to calculate and budget for health care costs, and health savings account benefits.
10 tips to consider before claiming Social Security
There are many things to consider as you’re preparing to claim Social Security. If you have questions about how much you could receive, when to take your benefit, what your spouse qualifies for, and how your payments are taxed, watch to learn more.
Overlooked health care costs in retirement
Health care costs are a foreseeable, yet expensive, part of retirement. We not only want to help you plan for those costs, we also want to help ensure you have a plan for things Medicare or private insurance won’t cover such as long-term care, vision, dental, and hearing. We’ll also share how even your retirement date matters. Catch the replay and we’ll help you make sure all your bases are covered.
Saving and spending strategies in retirement
You’ve worked hard to prepare for retirement—you don’t want to worry about depleting your nest egg too soon. We’ll teach you some saving and spending strategies that could help you extend your savings longer.
Social Security myths debunked
One of the most important pieces in your retirement puzzle is Social Security. Join us as we debunk four of the most common myths surrounding how it works, who’s eligible, and if it will even exist in the future.
Ways to pay for healthcare in retirement
84% of the happiest retirees have an understanding of healthcare in retirement.* We can help you get there. Learn how to put together a plan for your healthcare and expenses in retirement.
3 ways to make your retirement happier
One thing that makes retirees happier in retirement is feeling more prepared. In fact, 68% of retirees felt more emotionally prepared when they developed a plan.1 Our webinar will explore three things you can do today to plan for a happier retirement in the future.
Preparing for potential health care costs is an important part of retirement planning. Learn the basics of Medicare and ways to help factor it into your retirement savings strategy so you can feel motivated while preparing for retirement.
* Bureau of Labor Statistics: Consumer Expenditure Survey, Sept 2018.
The subject matter in this communication is educational only and provided with the understanding that Principal® is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.
The Retirement Wellness Planner information and Retirement Wellness Score are limited only to the inputs and other financial assumptions and is not intended to be a financial plan or investment advice from any company of the Principal Financial Group® or plan sponsor. This calculator only provides education which may be helpful in making personal financial decisions. Responsibility for those decisions is assumed by the participant, not the plan sponsor and not Principal®. Individual results will vary. Participants should regularly review their savings progress and post-retirement needs.
Insurance products and plan administrative services are provided through Principal Life Insurance Company, a member of the Principal Financial Group®, Des Moines, IA 50392.