Temporary Disability Insurance (TDI) is temporary disability coverage that is legislated by this state. If you have employees working in New Jersey, the state may require that employers provide TDI coverage for employees.
| Coverage options | State plan, self-insured or through an approved insurance carrier |
|---|---|
| Funding | Shared by employer and employees |
| Waiting period | 7 days (0 days if disability lasts longer than 21 days) |
| Benefit | 85% of average weekly wage |
| Maximum benefit | Increasing from $1,081 to $1,199 1/1/26 |
| Benefit duration | 26 weeks |
|
Coverage options |
State plan, self-insured or through an approved insurance carrier |
|---|---|
|
Funding |
0.33% on the first $165,400 of an employee's covered wages - the maximum annual contribution is $545.82 |
|
Waiting period |
0 days |
|
Benefit |
85% of average weekly wage |
|
Maximum benefit |
$1,081/week in 2025 |
|
Benefit duration |
12 weeks of continuous leave in a 12-month period 8 weeks (56 days) of intermittent leave in a 12-month period |