Principal® Financial Network of Central Iowa
Principal® Financial Network of Central Iowa, with its multiple locations, is a client-focused financial services organization representing Principal®. We help individuals, businesses and their employees establish priorities and develop strategies to achieve financial success. Our financial professionals will work closely with you on a consultative needs-based approach to find solutions that will help you reach your financial goals.
Working with us
If you’re interested in working with us as a financial professional, we’ll provide you a professional and supportive environment that helps you build your knowledge and skills. Learn more about what it’s like to work with us and meet our management team.
See our office locations & financial professionals
If you’re looking for a financial services product, we can help you find a local financial professional at Principal® to discuss your financial needs, as well as purchase life insurance, annuities, securities and investments.
See a list of financial professionals in Central Iowa to contact one directly.
Do you want to make a difference and help others solve problems? We do too. That’s why we want to talk to you about your future with Principal. Whether you’re just getting started or ready to move your business in a new direction, we’ve got your back.
An inclusive culture and tools to build your career
The one thing we have in common is that each of us is different. That’s why we seek diversity in the people we hire. Our inclusion extends to the way we do business with a flexible work culture. That may mean you want to focus on a specific market, be a solo practitioner or join a team. No matter what you choose, we’re here to give you the right tools to build your confidence and help you succeed.
Meet the management team
Now that you know a little about us, we’d like to tell you about the amazing folks you’ll be working with.
Scott Krueger - Sr. Regional Managing Director
Scott leads the organization with over 26 years of experience in business and the community. Scott is passionate about collaborating with his team of leaders and financial professionals who specialize in helping business owners and individuals achieve their financial goals. Scott has served in various leadership roles with the Iowa Chapter of The Leukemia & Lymphoma Society, as well being highly involved in St. Pius X Catholic Church and Dowling High School.
Contact information
515-226-8041
krueger.scott@principal.com
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N. Lee Bissmeyer, RICP®, FLMI - Managing Director

Lee has over 30 years with Principal®, including 14 years qualifying for MDRT and a 5-time club qualifier. As an financial professional, he specialized in the small/medium sized business market and the personal market. He is passionate about recruiting, training, development and joint work. His entrepreneurial nature lends well to helping financial professionals launch and grow their business.
Contact information
515-246-4954
bissmeyer.lee@principal.com
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Lance Gardner, RICP® - Managing Director
With 27 years of experience in business, Lance is focused on revenue growth, recruiting, and developing a productive sales team. Lance is deeply committed to Variety Club of Iowa, where he serves on the Executive Committee. Additionally, Lance is highly involved in Gilbert Schools, where he has served in a variety of volunteer roles.
Contact information
515-246-4061
gardner.lance@principal.com
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Ben Haupts - Managing Director

Ben has over 30 years of experience at Principal®, where he has served in a variety of roles in support of our financial professionals. In our office, Ben is focused on investments and financial professional development. Ben is actively involved in local youth sports and conservation work in the area.
Contact information
515-246-4008
haupts.ben@principal.com
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Ann Hudson, CLF - Managing Director
As Managing Director, Ann actively recruits new and experienced financial professionals to the firm, and works with financial representatives focusing on their professional development. Ann has been in financial services for over 26 years. She is currently a member of GAMA and AALU, and loves to travel.
Contact information
515-226-8048
hudson.ann@principal.com
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Kara Kelley, New Business Consultant
Kara is responsible for consulting and managing new business case design and submission. She partners with financial professionals and their teams, along with our corporate product partners, to ensure cases are submitted accurately so they can be processed on time and in alignment with product area processes.
Contact information
515-246-4943
kelley.kara@principal.com
Nathan Nissen, New Business Consultant
Nathan is responsible for consulting and managing new business case design and submission. He partners with financial professionals and their teams, along with our corporate product partners, to ensure cases are submitted accurately so they can be processed on time and in alignment with product area processes.
Contact information
515-878-0978
nissen.nathan@principal.com
Tracey Norman, Candidate Experience Consultant

Tracey partners with the management team to provide comprehensive support to all new financial representative candidates through the onboarding and initial marketing launch processes. This includes scheduling of exams, ordering background checks, preparing contracting and registration paperwork.
Contact information
515-246-5667
norman.tracey@principal.com
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Lisa Rinehart - Regional Talent Acquisition Consultant

Lisa has over 25 years of experience in the financial services industry with a career that started managing credit union relationships on the West Coast. She joined Principal® in 2008 to focus on sourcing registered financial professional and leader talent. She finds great satisfaction in this role as she lives out the company’s values and mission bringing new talent from across the country into our culture of inclusion and diversity, where both specific and holistic practices thrive.
Contact Information
559-214-2123
rinehart.lisa@principal.com
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Trisha Sander, Senior Business Development Consultant
Trisha is responsible for consulting and managing new business case design and submission. She partners with financial professionals and their teams, along with our corporate product partners, to ensure cases are submitted accurately so they can be processed on time and in alignment with product area processes.
Contact Information
515-246-4090
sander.trisha@principal.com
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Brenda Smith, ACS, FLMI, AIAA, CLF - Site Coordinator
The site coordinator is the glue that keeps our offices running smoothly. Along with the entire staff, Brenda is a problem solver who makes sure your accounts are set up properly and your questions answered in a timely fashion.
Contact Information
515-246-4002
smith.brenda.l@principal.com
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Interested in meeting with a financial professional near you? Great! Check the list below to see who’s available in your area and learn more.
Central Iowa office
6701 Westown Parkway, Suite 200
West Des Moines, IA 50266
515-246-4000 or 800-447-9049
Directions to the West Des Moines office
Matt Banzhaf | Jeff Meislahn meislahn.jeff@principal.com 515-246-4057 |
John Barclay barclay.john@principal.com 515-235-1096 Connect with me on LinkedIn | Brian Miller miller.brian@principal.com 515-226-8040 |
Jeff Beck jbeck@gpb-fi.com 319-596-6037 1140 10th Ave, SW Suite A Waverly, IA 50677 | Sean Mullane mullane.sean@principal.com 515-246-4031 |
Ray Bening rbening@beningfinancial.com 515-244-4947 Website 801 Grand, Suite 240 Des Moines, IA 50309 | Carter F. Nordman nordman.carter@principal.com 515-878-0208 |
Brad Brown brown.brad@principal.com 515-246-4079 | Joel North north.joel@principal.com 515-250-1388 |
Bob Burmeister burmeister.bob@principal.com 515-248-8363 | David Oliver oliver.david@principal.com 515-452-0122 4201 Westown Parkway, Suite 350 West Des Moines, IA 50266 |
Pat Byrne byrne.pat@principal.com 515-246-2473 Website | Signe Olson olson.signe@principal.com 515-878-0228 Website |
Ed Coleman coleman.ed@principal.com 515-246-4066 | Tyler Phelps |
Seth M. Coleman coleman.seth@principal.com 515-878-0573 | Matt Ramaekers ramaekers.matt@principal.com 712-792-6588 223 W 5th St. Carroll, IA 51401 |
Curtis Diekevers diekevers.curtis@principal.com 515-246-4914 | Ted Ramaekers ramaekers.ted@principal.com 515-878-0732 |
Jeff Dvorak jeff@yourtfs.com 641-755-2075 110 East Main Panora, IA 50216 | Blake Ramsey bramsey@beningfinancial.com 515-244-4947 Website 801 Grand, Suite 240 Des Moines, IA 50309 |
Bryan Fiala fiala.bryan@principal.com 515-247-5288 Connect with me on LinkedIn | Duke Reichardt dreichardt@beningfinancial.com 515-244-4947 Website 801 Grand, Suite 240 Des Moines, IA 50309 |
Sean P. Flaherty flaherty.sean@principal.com 515-878-0419 | Jacob Repp repp.jacob@principal.com 515-247-5364 Connect with me on LinkedIn |
Sarah Freiberg frieberg.sarah@principal.com 515-344-4605 4019 Ingersoll Avenue Des Moines, IA 50312 | Steve Roe steve@yourtfs.com 641-755-2075 110 E Main Panora, IA 50216 |
Erin Freund freund.erin@principal.com 712-243-2466 Website 603 Poplar St. Atlantic, IA 50022 | Dale Roshek roshek.dale@principal.com 515-246-4964 |
Spencer Gardner gardner.spencer@principal.com 515-246-4037 | Matthew Sheirer sheirer.matthew@principal.com 515-246-4087 Connect with me on LinkedIn |
Todd Graff graff.todd@principal.com 515-246-4091 | Michael Shumway shumway.mike@principal.com 515-246-4963 Website |
Jim Harvey jim@heartlandfrg.com 515-221-1234 Website | Kyle Skinner skinner.kyle@principal.com 515-554-2321 |
David Hebert hebert.david@principal.com 515-452-0120 | Charlie Smith smith.charlie@principal.com 515-878-0063 |
Jon Heim heim.jon@principal.com 515-246-7178 Website Connect with me on LinkedIn | Jenny Smith smith.jenny@principal.com 515-344-4646 4019 Ingersoll Avenue Des Moines, IA 50312 |
Jennie Henry | Kevin Smith smith.kevin@principal.com 563-299-5999 106 Vista Dr Montezuma, IA 5017 |
Derek Hertges, CPA hertges.derek@principal.com 515-226-8044 | Mark Smith smith.mark@principal.com 712-243-2466 603 Poplar Street Atlantic, IA 50022 Website |
Andrew Himelson himelson.andrew@principal.com 515-226-8043 | Cam Sprock sprock.cam@principal.com 515-878-0700 |
Rusty Hughell hughell.rusty@principal.com 515-246-4926 | Barry Steim Jr. steim.barry@principal.com 515-878-0662 Website |
Mitch Johnk mitch@yourtfs.com 755-755-2075 110 East Main Panora, IA 50216 | Matt Sunde |
Alec Keck keck.alec@principal.com 515-878-0549 | Ryan Swalwell swalwell.ryan@principal.com 515-221-1234 |
Greg Kliegl kliegl.gregory@principal.com 515-246-4082 | Chris Thomas thomas.chris@principal.com 515-246-4956 Website |
Kendall Kruger kruger.kendall@principal.com 515-201-4757 | Griffin Trout trout.grifffin@principal.com 515-878-0227 |
Don Laster laster.don@principal.com 515-229-5184 | Wes Upah upah.wes@principal.com 515-878-0816 |
John Limmex limmex.john@principal.com 515-246-4050 | Steve Utsler utsler.steve@principal.com 515-362-2617 |
Ted Longnecker longnecker.ted@principal.com 515-248-3467 Website | Hunter VanderWaal vanderwaal.hunter@principal.com 515-878-0985 |
Tim Lowe* tlowe@thelowecompany.com 515-310-4300 5408 NW 88th St, Suite 120 Johnston, IA 50131 | James Van Berkum |
James Lumley lumley.james@principal.com 515-247-5518 Website | Graciela Van Wyk vanwyk.graciela@principal.com 515-878-0102 |
RJ McCarey mccarey.rj@principal.com 641-275-9185 517 1st Ave East Newton, IA 50208 | Dorothy Welsch welsch.dorothy@principal.com 515-246-4073 |
Michael McMullan mcmullan.michael@principal.com 515-321-8018 |
The Financial Professionals in the Principal® Financial Network of Central Iowa are licensed in AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, (some or all states) to offer insurance products, life insurance (including variable life), annuities (including variable annuities), securities and investment advice.
This site is not a solicitation of interest in any of these products in any other state. The member companies of the Principal Financial Group neither endorses, explicitly or impliedly, any of the third party entities.
Insurance products from the Principal Financial Group® are issued by Principal National Life Insurance Co. (except in NY) and Principal Life Insurance Co. Securities and advisory products offered through Principal Securities, Inc., 800-247-1737, member SIPC. Principal National, Principal Life, and Principal Securities are members of the Principal Financial Group, Des Moines, IA 50392.
*Non-securities registered; insurance licensed financial professional.
Important Consumer Information: Financial Professionals of Principal Securities who are part of the Principal® Financial Network of Central Iowa may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if he or she is excluded or exempted from the state's registration requirements. Follow-up, individualized responses to consumers in a particular state by any of the Financial Professionals of Principal Securities that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's requirements, or pursuant to an applicable state exemption or exclusion. For information concerning the licensure status or disciplinary history of a broker-dealer, investment adviser, BD agent or IA representative or any financial institution he or she represents, contact your state securities law administrator.
The Financial Professionals of Principal Securities are licensed in a number of states to offer insurance products, and life insurance (including variable life), annuities (including variable annuities), and are securities and advisory registered in a number of states. This site is not a solicitation of interest in any of these products in any other state.
Principal Life maintains certificates of authority to transact insurance in all 50 states. Principal Life NAIC identification number is 61271. Principal National NAIC identification number 71161.