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Your life changes. Your benefits should, too.

Use open enrollment time at your workplace to evaluate (and update) your voluntary and traditional benefits to help with financial wants, needs, and curveballs.
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For individuals

Consumer disclosure and consent

Please read this disclosure and consent carefully. Print or download a copy for your records.

Consumer disclosure and consent regarding conducting business electronically, including receiving and signing records electronically

Please read the following information. You are not required to conduct business electronically or to receive or sign records (defined below) electronically. If you wish to continue receiving paper records and do not wish to sign records electronically, you do not need to consent to the terms of this disclosure and consent.

By proceeding forward and electronically indicating your acceptance of the terms of this disclosure and consent you are agreeing that you have reviewed the following information and voluntarily consent to the terms of this disclosure and consent and to conduct business electronically, including receiving and signing records electronically.

Scope of consent

By electronically indicating your acceptance of the terms of this disclosure and consent, you voluntarily consent to receive and sign electronically all documents relating to the application, issuance and administration of insurance policies, including but not limited to applications, notices, disclosures, authorizations, acknowledgements and delivery receipts (collectively “records”) provided over the course of your relationship with Principal Life Insurance Company or Principal National Life Insurance Company, hereinafter collectively referred to as “the Company”. You may, at any time, withdraw your consent.

Withdrawal of consent

In order to withdraw consent you must notify the Company using one of the methods in the contact information section below that you choose to withdraw your consent and wish to receive future Records in paper format and do not wish to sign records electronically. Once the Company has received such notification, your request to withdraw consent will be effective as soon as reasonably possible. You may withdraw consent by following the procedures described in the contact information section below. There are no fees associated with the withdrawal of your consent.

Paper copies

After you consent to receive records electronically you may request paper copies of records you have received electronically. If you wish to receive paper copies of electronically delivered records please contact the Company using one of the methods described in the contact information section below. The Company will provide paper copies of Records at your request, free of charge, on an annual basis.

Contact information

Please use one of the following methods to contact the Company to withdraw your consent to do business electronically, request a free paper copy of electronically delivered Records annually, or report a change in your email address:

Computer hardware and software requirements

The computer hardware and software used to access this web site and this disclosure and consent are all you will need to access the records provided to you in electronic form. This includes your use of a standards-compliant web-browser which supports the HTTPS protocol, HTML, and acceptance of cookies in your security settings. Viewing and retention of PDF documents requires additional software (available free for download) such as Adobe Reader or similar.