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Financial Professionals Business owner solutions
Business owner solutions
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Help business owners safeguard what they’ve built—and what they’re building toward

Running a growing business leaves little time for long-term planning. That’s where you come in. You can help business owners move beyond the urgent and focus on equally important priorities, such as protecting their business, their employees, and the lifestyle they’re working so hard to achieve.

With Principal®, you’re not just offering products. You’re delivering confidence, continuity, and long-term relationships. It’s a story business owners appreciate, and one that positions you as a trusted professional who understands the full picture of their business and personal goals.

Once a plan is in place, Principal continues to add value. Our Business Plan Management team helps take work off your plate by overseeing the ongoing details of employer-owned and employer-sponsored insurance-funded plans:

  • Complimentary plan management supporting both you and your business clients throughout the life of the plan.
  • Periodic plan/policy reviews to help keep the plan and policies on track and identify gaps or changes in needs. This can lead to new opportunities and sales for you.
Business approaches

Each client's needs are unique. That's why we offer a series of targeted approaches to help you start the planning conversation.

Learn more business approaches
Business protection

Business protection involves implementing strategies to preserve, protect, and promote the value of a business. Could the business survive the loss of a key employee or owner?

Learn more about business protection
Business succession

What’s the value of the business? Is there a market for it? Do your prospects and clients have plans in place now to allow them to transfer their business to the right people, at the right time, for the right amount?

Learn more about business succession
Income protection

What if an owner or key employee becomes too sick or hurt to work? How will they replace their income, keep the doors of the business open, and protect their savings and retirement assets?

Learn more about income protection
Key employee retention and retirement

How will the business continue to recruit, retain and reward key employees to remain successful? Are the owner and key employees able to set aside enough money for retirement considering the limits placed on contributions that can be made to a qualified plan?

Learn more about Key Employee Retention & Retirement
Legacy and estate planning

Will the owner’s loved ones be able to maintain their standard of living if they’re not there? Is their will or trust current, and does it accurately reflect how they want their assets distributed? What about estate taxes? Numerous effective preservation techniques are available to help your clients successfully transfer wealth to their heirs while minimizing the impact of estate taxation.

Learn more about legacy & estate planning

Working with Principal®

We’re more than just products. It’s about the service you’ll receive from Principal and the experience, education, and ease of doing business.

To get started, contact the Business and Advanced Solutions team at 833-803-8345 , or your internal sales team: 800-654-4278 .

Footnotes

Administrative services for select deferred compensation plan asset/liability tracking and reporting available for a fee.  

Important information

Insurance products issued by Principal National Life Insurance Company (except in NY), Principal Life Insurance Company®, and the companies available through the Preferred Product Network, Inc. Plan administrative services provided through Principal Life Insurance Company®. Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392.

For financial professional/institutional use only. Not for public distribution.