Financial Professionals Unlock premium savings for business owners: A smarter approach to income protection
Individual disability income insurance
Unlock premium savings for business owners: A smarter approach to income protection
Learn how
A man on the phone looking at his computer.

Your small and midsize business owner clients have worked hard to build their success. Shouldn't their income protection costs reflect their true business value?

Our innovative Business Owner Program looks beyond job titles to see the complete picture of your clients' business success. By considering factors like ownership stake, years of experience, employee count, and income level, we can often qualify business owners for significantly better occupation classes—translating to substantial premium savings.

That's the power of our comprehensive approach to business owner income protection. Whether your clients are contractors, electricians, plumbers, or other qualified business owners, we're ready to help you secure their income at rates that acknowledge their business achievements.

Download our Business Owner Program guide to learn more about qualification requirements and potential savings for your clients.

Working with Principal®

We’re more than just products. It’s about the service you’ll receive from Principal and the experience, education, and ease of doing business to help you succeed with individual disability insurance.

To learn more, call our internal sales team at 800-654-4278.

Other solutions from Principal

In addition to individual income protection, we also provide the following disability insurance solutions to help protect businesses:

  • Overhead Expense
  • Business Loan Protection
  • Key Person Replacement
  • Disability Buy-Out

Important information

Insurance products issued by Principal National Life Insurance Company (except in NY), Principal Life Insurance Company®, and the companies available through the Preferred Product Network, Inc. Plan administrative services provided by Principal Life. Securities offered through Principal Securities, Inc., member SIPC, and/or independent broker/dealers. Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392.

For financial professional use only. Not use with the public or consumers.

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