Offer clients a quicker and easier underwriting experience.
Principal® has long been a leader in the accelerated underwriting (AU) market—we built our own model rather than using a standard third-party analytical model. Now, using the latest in modeling, data techniques, and our own experience, our enhanced model is more sophisticated, makes more refined predictions, and supports expedited approval of more qualifying applicants.
How it works
A simple, online application or telephone interview—that’s all it takes to fulfill the requirements on your end. The case is reviewed, and an underwriting decision is provided in as little as 24 hours.
Our AU advantage
Faster approvals
With no labs or exams required, applications can be approved in as little as 24 hours.
Broad access
All term and permanent products are available
Established leader
Our program has been operating for well over a decade with thousands of applicants approved.