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Financial Professionals Enhanced Principal® Accelerated Underwriting

Enhanced Principal® Accelerated Underwriting

Enhanced Principal® Accelerated Underwriting 

 

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Offer clients a quicker and easier underwriting experience.

Principal® has long been a leader in the accelerated underwriting (AU) market—we built our own model rather than using a standard third-party analytical model. Now, using the latest in modeling, data techniques, and our own experience, our enhanced model is more sophisticated, makes more refined predictions, and supports expedited approval of more qualifying applicants.

How it works

A simple, online application or telephone interview—that’s all it takes to fulfill the requirements on your end. The case is reviewed, and an underwriting decision is provided in as little as 24 hours. There are no exam requirements and no lab testing for qualified Standard, Super Standard, Preferred, and Super Preferred clients.

Accelerated underwriting graphic
Our AU advantage
Broad access

All term and permanent products are available with up to $3 million of coverage at certain ages.

Footnotes

Applicants may qualify based on age, product, face amount, and personal history. Insureds cannot use any special underwriting program or reinsurance to qualify for their underwriting classification.   All fully underwritten products; not applicable to those using Guaranteed Issue. Applicants may qualify based on age, product, face amount, and personal history. Insureds cannot use any special underwriting program or reinsurance to qualify for their underwriting classification.   All fully underwritten products; not applicable to those using Guaranteed Issue.  

Insurance products issued by Principal National Life Insurance Co. (except in NY), Principal Life Insurance Company®, and the companies available through the Preferred Product Network, Inc.,  Plan administrative services provided by Principal Life. Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392.​