New overhead expense and business loan expense products

Your business owner clients now have access to improved disability protection through our new Principal^® Overhead Expense (OE) and Principal^® Business Loan Expense (BLE) disability insurance products. Effective March 3, 2026, these products are available in all states except CA, FL, MT, NY, ND, SC, SD, and WY.  

Register to attend an OE/BLE webinar and get more details about the products and their use.

Key selling points 

OE and BLE help business owners protect their businesses by providing a benefit during a disability to help cover fixed business and loan-related expenses. These solutions have been enhanced and feature greater:

• Value: Improved rates and added new 6A+ occupation class

• Simplicity: Increased issue benefit and made it a flat amount regardless of Elimination and Benefit periods and refined disability definitions to align with those used in our disability income product

• Flexibility: Added new future increase riders

Tools for success 

• Learn more about the solutions:

  • Overhead Expense overview

  • Business Loan Expense overview

  • Access additional product details and marketing materials: Business protection website

• Review important product transition information: Get details about submitting new business and new applications for use.

• Get a quote: Online illustration system (login required).

Discuss your next case: Contact your dedicated sales team at 800-654-4278.

Register for the Webinar: Get more OE/BLE insights

Join us March 10 to learn more about these attractive products. By registering, you’ll receive a replay of the event, even if you’re unable to attend in person.

We’ll cover:

• New/updated features

• Target markets

• Sales opportunities