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Financial Professionals Financial professional news Pair group and individual disability coverage for key employees
August 20, 2026

Pair group and individual disability coverage for key employees

For mid-market employers (100-499 employees), losing a key employee can have a significant impact. These businesses often rely on a small group of highly compensated employees whose expertise helps drive growth and maintain operations. However, group long-term disability plan maximums may leave some of these employees with disability income coverage gaps.


A no-cost census valuation can help identify employees who may benefit from additional protection. Guaranteed Standard Issue (GSI) Disability Income insurance offers supplemental individual coverage without medical exams, lab work, or financial underwriting—helping clients strengthen income protection for key employees.


Explore our mid-market business resource.


Learn how Principal® can help identify coverage gaps for key employees. Contact your local sales representative to request a no-cost census valuation. 
 

Insurance products issued by Principal Life Insurance Company®, a member of the Principal Financial Group®, Des Moines, IA 50392.

Guarantees are based upon the claims-paying ability of the Principal Life Insurance Company®. 

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