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For financial professionals

Financial Professionals Privileged Partner Program

Privileged Partner Program

Recognizing top-producing brokers for new and retained business with us

The Principal® Privileged Partner Program is all about acknowledging your value to your clients and—to us. 

View Program Overview

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Bonus Program

It just makes sense. The harder you work to generate Principal® business, the more you should earn, right? We agree. That’s why we make it possible for you to increase your earnings and maximize your bonus payout. Elite and Platinum level qualifiers of the Privileged Partner Program have an opportunity to earn an additional bonus for placing and maintaining group benefits with Principal. This bonus is in addition to the group benefits bonus.

Qualification criteriaBonus formula
Elite or Platinum qualifier and 50-69 new coverages1% x annualized first-year premium
Elite or Platinum qualifier and 70+ new coverages2% x annualized first-year premium
Marketing funds

As an Elite or Platinum member, your local office has access to discretionary marketing dollars you can use to grow your business by sponsoring activities that provide exposure for both you and your firm. These funds can help you form relationships with prospective clients and solidify relationships with existing clients. You can use these funds for one large event or several smaller activities. Your marketing funds expire December 31 and must be requested by December 1.

Below are ideas on how to use your funds.

Work with your local sales representative or dedicated relationship manager to redeem your marketing funds.

  • Host an event attended by prospective or existing clients
  • Purchase co-op advertisements in employer print or online publications
  • Support local chamber of commerce events
  • Sponsor your local Association of Legal Administrators chapter
  • Plan an appreciation event for existing clients
  • Purchase client lead lists for direct mail campaigns
  • Create a direct mail campaign for prospective clients 
Discounts

Principal® values your status as a Privileged Partner. Because of that relationship, your local office has access to several discounts.

Principal® Benefits Edge Solution

Help clients get the most for their money by recommending online benefits administration. It helps employers save both money and time with reduced printing, postage, and time spent managing each benefit provider.

Check out Principal® Benefits Edge Solution from Principal. For a low monthly fee, your clients get enrollment and year-round administrative services. Plus, it accommodates multiple providers—and you get special pricing as a member of the Privileged Partner Program.

How much does it cost?

Pricing is a flat monthly fee or on a per employee per month (PEPM) basis—with no set-up or electronic data interchange (EDI) fees. The more products your client has with Principal, the lower the cost. Here are some of the products that count in determining the price—whether employer-paid, employee-paid, or self-funded:

  • Group term life
  • Voluntary term life
  • Short-term disability
  • Long-term disability
  • Dental
  • Vision
  • Supplemental products
  • Individual disability or life
  • Retirement plan services,
    including 401(k), nonqualified,
    pension, and Employee Stock
    Ownership Plan (ESOP)
  • Paid Family Medical Leave (PFML)

Number of products

Number of employees

50-74

Flat monthly fee

75-199 PEPM

200-499 PEPM

500+ PEPM

2not applicable$2.00$1.75

 

Custom pricing—
talk to your
group representative

 

3$175$1.75$1.50
4$150$1.50$1.25
5+$125$1.25$1.25

 

Additional discounts are available when utilizing a preferred payroll vendor or when purchasing 2+ optional Principal® Benefits Edge Solution services. If the number of products reduces after implementation, customers with 75+ employees and fewer than two qualifying products pay $4.00 PEPM. Customers with 50-74 employees and fewer than three qualifying products incur a flat $400 monthly fee.

Who can buy this?

Clients are eligible for this service if they have:

  • 75+ employees and offer two qualifying Principal group products.
  • 50-74 employees and offer three qualifying Principal group products.
     
Qualifying Principal products for purchaseEmployer-paidEmployee-paid
Dental
Short-term disability
Long-term disability
Life
Vision
Supplemental
Multi-life individual Disability Income
Flexible Spending Accounts

Offering a Flexible Spending Account (FSA) is a smart way to help employees save their hard-earned money while protecting them from the high cost of medical bills. And Ameriflex is one of the country’s foremost providers of FSA programs.

Principal and Ameriflex are pleased to offer a 50% discount on set-up fees, plus reduced costs, when offering your clients the Ameriflex FSA program. The Ameriflex debit card platform offers employers convenience in the implementation, administration, and support of an FSA program. Employees can access multiple accounts through a single card, including medical FSA, Dependent Care, and Commuter.

The Ameriflex advantage

The Ameriflex FSA solution features real-time reporting, free online enrollment, electronic data capabilities, free debit cards for employees and qualified dependents, 24/7 online claims submission, and more. It’s a win-win solution. Employers receive matching tax savings, along with the opportunity to enhance their benefit package and help employees manage out-of-pocket healthcare expenses. And employees benefit from tax-savings and receive an advance on their medical FSA election.

How it works

Employees experience savings on thousands of eligible expenses, including copays, dental and vision expenses, prescription drugs, and many over-the-counter items. And FSAs aren’t tied to health insurance plans, so employees can participate whether covered by the employer’s health plan or not.

Other features and benefits

For employersFor employees
Dedicated client experience specialist regardless of group size at no additional chargeFree “My Ameriflex Cards” for employees and qualified dependents
Free real-time and divisional reportingCustomizable messaging options, such as account balance alerts
Free online enrollment toolLimited substantiation requests
Electronic data transfer capabilitiesOptional email substantiation requests
Ability to connect to employer human resource information system (HRIS) at no additional chargeExpert phone and live-chat support from Member Services team
Support for multi tax-advantaged accountsExclusive promotions and discounts on FSA-eligible items through FSAStore
$500 roll-over provision includedFree Identify Theft Protection and restoration services via Mastercard
Self-service tools, exclusive to AmeriflexuberPOOL access for commuters in select cities
Free discrimination testing and compliance support 

 

View Ameriflex contact information

Verizon

As a Privileged Partner, you have access to a Verizon Wireless discount on eligible plans and accessories, plus great savings on phones.

  • Start by visiting this site and entering your business email address. You’ll get an email from do_not_reply@widepoint.com with instructions for the next steps.
  • The email you’ll receive includes a registration link that’s unique to you. It can only be used once, and it expires after 24 hours. Click on the link.
  • The next step depends on if you’re an existing or new Verizon Wireless customer:
    • Already with Verizon – click “Register or validate now” to register your account for a new discount or renew your existing discount.
    • New to Verizon – click “Shop now” to shop for new service, devices, and accessories. Once activated, your discount will be automatically added to qualifying plans and features.

We're here to support you

Get in touch with your dedicated team, utilize resources available, and find exclusive Elite member events.

View here