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For financial professionals
Financial Professionals Retirement Managed account solutions for retirement plans
Managed account service
Give your clients and their employees a retirement readiness confidence boost.
64% of participants don’t receive financial advice".1
Retirement planning as unique as each participant.

Offering access to a managed account service through the retirement plan can help you and your clients reach participants in a more personalized way. Managed accounts service can help with some of the big questions they have—how much to save, how to invest, when to retire, and more. And by adding a managed account service, it can help participants become more engaged and can lead to increased confidence in their retirement planning.

Target My Retirement® (PDF)

Learn more

To get started, contact your local Principal® representative or support team:

Call us at 800-952-3343

Email our Advisor Support Team

1. Principal® Retirement Security Survey - Investment insights, September 2025.

Important information

Investment and insurance products are:

  • Not insured by the FDIC or any federal government agency
  • Not a deposit or other obligation of or guaranteed by credit union or bank
  • Subject to investment risks, including possible loss of the principal amount invested

Asset allocation and diversification does not ensure a profit or protect against a loss. Equity investment options involve greater risk, including heightened volatility, than fixed-income investment options. Fixed-income investments are subject to interest rate risk; as interest rates rise their value will decline. International and global investing involves greater risks such as currency fluctuations, political/social instability and differing accounting standards. These risks are magnified in emerging markets. 

The managed account and point in time advice service are provided by an SEC registered investment advisor. It is intended for citizens or legal residents of the United States or its territories. The allocations available to you through the managed account are created by a registered investment advisor, who was chosen by your plan sponsor. Allocations created within the managed account may include investment options only available through an SEC registered investment advisor managed account and are not available for participants to choose if they make their own investment decisions. As a result, these investment options may not be available to you outside of the managed account. See your Investment Option Summary or online at principal.com to see investment options that can be used with the managed account service. Investment advice delivered by an SEC registered investment advisor is based on information provided by you and your plan recordkeeper and limited to the investment options available in your retirement plan. It will remain your responsibility to verify the accuracy of the information provided by you and your recordkeeper. Projections and other information regarding the likelihood of various retirement income and/or investment outcomes are hypothetical in nature, do not reflect actual results, and are not guarantees of future results. Results may vary with each use and over time.

The SEC registered investment advisor does not guarantee that the results of their advice, recommendations, or the objectives of an investment option will be achieved. All investments involve risk, including the loss of principal. There can be no assurance that any financial strategy will be successful. The SEC registered investment advisor does not guarantee that the results of their advice, recommendations or objectives of a strategy will be achieved. Each participant who enrolls in the managed account service is charged a fee set by an SEC registered investment advisor. In addition to this fee, assets invested through the managed account service are subject to fees and expenses charged by the underlying investment options.

Principal does not serve in a 3(21) capacity for the plan's existing core investment option array, or specific investment options used in the managed account service. The Plan sponsor, investment advisor and/or designated plan fiduciary serves in this capacity.

Insurance products and plan administrative services provided through Principal Life Insurance Company®, a member of the Principal Financial Group®, Des Moines, IA 50392.

5770751-072026