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Financial Professionals Retirement Managed account solutions for retirement plans
Managed accounts
Give your clients and their employees a retirement readiness boost.
56% of participants plead to having "limited knowledge of investment options".1
Retirement planning as unique as each participant.

Offering a managed account option in the retirement plan can help you and your clients reach participants in a more personalized way. Managed accounts can help with some of the big questions they have—how much to save, how to invest, when to retire, and more. And by adding a managed account option, it can help participants become more engaged and may lead to increased confidence in their retirement planning.

Target My Retirement® (PDF)

Powered by Morningstar Investment Management LLC

Learn more

To get started, contact your local Principal® representative or support team:

Call us at 800-952-3343

Email our Advisor Support Team

1. Principal® Retirement Security Survey - Investments, July 2022.

Important information

Carefully consider the Fund’s objectives, risks, charges, and expenses. Contact your financial professional or visit principal.com for a prospectus, or summary prospectus if available, containing this and other information. Please read it carefully before investing.

Investment and insurance products are:

  • Not insured by the FDIC or any federal government agency
  • Not a deposit or other obligation of or guaranteed by credit union or bank
  • Subject to investment risks, including possible loss of the principal amount invested

Asset allocation and diversification does not ensure a profit or protect against a loss. Equity investment options involve greater risk, including heightened volatility, than fixed-income investment options. Fixed-income investments are subject to interest rate risk; as interest rates rise their value will decline. International and global investing involves greater risks such as currency fluctuations, political/social instability and differing accounting standards. These risks are magnified in emerging markets. Fixed-income and asset allocation investment options that invest in mortgage securities are subject to increased risk due to real estate exposure.

There is no guarantee that a target date investment will provide adequate income at or through retirement. Participants may also choose a portfolio with a target date that does not match the intended retirement date. Compare the different portfolios to see how the mix of investments might shift.

Principal has retained Morningstar Investment Management LLC as an investment adviser to create and manage the Target My Retirement investment strategies. Morningstar Investment Management uses its proprietary platform, Morningstar® Retirement ManagerSM to provide personalized advice on retirement age, savings rate, and investment strategies with the goal of helping a participant reach their retirement goals. This service is offered by Morningstar Investment Management LLC, a registered investment adviser and subsidiary of Morningstar, Inc., and is intended for citizens or legal residents of the United States or its territories. The Morningstar name and logo are registered marks of Morningstar, Inc. Investment advice generated by this service is based on information provided and limited to the investment options available in the defined contribution plan. Projections and other information regarding the likelihood of various retirement income and/or investment outcomes are hypothetical in nature, do not reflect actual results, and are not guarantees of future results. Results may vary with each use and over time. The Morningstar name and logo are registered marks of Morningstar, Inc. Morningstar Investment Management is not affiliated with Principal.

Advisory services offered by Financial Engines Advisors L.L.C., (FEA), a federally registered investment advisor and wholly owned subsidiary of Edelman Financial Engines, LLC. Results are not guaranteed. Projections and other information regarding the likelihood of various retirement income and/or investment outcomes are hypothetical in nature, do not reflect actual results, and are not guarantees of future results. Results may vary based on a number of factors. Participants should continue to review investment information at least annually or as significant events occur. Edelman Financial Engines L.L.C. and FEA are not affiliated with any member of the Principal Financial Group. This service and is intended for citizens or legal residents of the United States and territories per Professional Management agreement.

When using the plan's existing core investment option array with the Edelman Financial Engines offering, Principal does not serve in a 3(21) capacity; the plan sponsor or designated fiduciary maintains responsibility for the plan's core investment array.

Fees paid for the Edelman Financial Services are in addition to applicable investment option’s expense ratio.

©2021 Edelman Financial Engines, LLC. Financial Engines® and Edelman Financial EnginesTM are trademarks of Edelman Financial Engines, LLC.

Insurance products and plan administrative services provided through Principal Life Insurance Co. Principal Funds, Inc. is distributed by Principal Funds Distributor, Inc. Securities offered through Principal Securities, Inc., 800-547-7754 , member SIPC and/or independent broker-dealers. Principal Funds Distributor, Inc. and Principal Securities® are members of the Principal Financial Group®, Des Moines, Iowa 50392. Certain investment options may not be available in all states or U.S. commonwealths.