The employer and employee can each click this link to complete, electronically sign and submit the accident claim form. The employee will need to provide the form to their doctor to complete and submit the Attending Physician's Statement.

If you wish to file a paper claim, after you click the link above to open the form,  click options and Download PDF to print a blank claim form.

Submit printed forms via:

• Email: SBDClaims@principal.com
• Fax: 800-255-6609

Benefits are paid by check in a lump-sum.

No. The accident policy doesn’t coordinate or offset with anything including medical insurance, workers’ compensation, disability benefits, other accident policies, etc.

The employee should sign in to their principal.com account, then complete and submit the online claim form.

If they wish to file a paper claim, click this link to open the Wellness/Health Screening Claim form, then click options and Download PDF to print a blank claim form.

Submit printed forms via:

• Email: SBDClaims@principal.com
• Fax: 800-255-6609

Yes. The claim must be submitted within 12 months of the date the test was completed.

It depends how the premiums were paid.

• For premiums paid with pre-tax dollars, the benefit is taxable. However, we don’t withhold taxes from the actual benefit payment.
• For premiums paid with post-tax dollars, the benefit is non-taxable.
• For premiums paid with a mix, only the portion paid with pre-tax dollars is taxable.

Yes. There is no coordination of benefits, so a member can receive 2 wellness benefits. Because the wellness form is the same for both policies, the employee only needs to submit the form once.