Social Security

Social Security is a source of guaranteed retirement income for most retired people in the United States who have paid into the system. Understanding the program and how much your benefit may be can help you plan for additional savings you may want to have, and your retirement budget, too.

Social Security basics

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7 min read

What’s the best age for me to take Social Security?

How do you decide the right time for you to begin taking Social Security? It’s complicated, but these insights can help you understand what’s best for you.

Older couple sitting on park bench discussing retirement benefits through Social Security.

5 min read

Who is eligible for Social Security and spousal, and survivorship benefits?

A range of people, including current and former spouses and dependent children, may be eligible for Social Security benefits.

Young man and woman working together at a table to create a retirement plan.

3 min read

What will Social Security look like when you retire?

Planning for retirement includes lots of considerations, including how Social Security may change over time.

Retirement

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5 min read

5 questions to ask when evaluating a custody partner

As investment operations become more complex, the right custody relationship can influence efficiency, risk management, governance, and long-term decision-making. These five questions can help institutional investors evaluate whether a provider is equipped to support both today's requirements and future priorities.

Person sitting in office chair, hands clasped, looking at laptop, wearing glasses, dress shirt, and sassy tie.

Four trends reshaping retirement plan investment strategies

Retirement plans are evolving beyond traditional investment lineups. Learn how personalization, scalable advice, retirement income options, and emerging investment capabilities are reshaping how sponsors support participant outcomes.^,

5 min read

How the 2026 midterm elections could shape retirement policy

The 2026 midterm elections could influence the direction of retirement policy, but several priorities are already emerging. From expanding access and participation to advancing retirement income solutions, policymakers, regulators, and states may continue shaping workplace retirement programs regardless of the election outcome.

Investing

3 min read

How a spousal IRA can help couples build retirement savings

Wondering how to save enough for retirement when there’s only one source of income between you and your spouse? A spousal IRA can help.

4 min read

Ways to save for retirement beyond your 401(k)

Three additional options can help you put away more to help you reach your retirement goals.

4 min read

When to consider increasing my 401(k) and IRA contributions

Six key moments in life—a raise, a reduction in debt, for example—offer opportunities for you to adjust and increase the amount you’re contributing to retirement savings.