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For individuals
Retirement, Investments, & Insurance for Individuals Learn Social Security

Social Security
Social Security

Social Security is a source of guaranteed retirement income for most retired people in the United States who have paid into the system. Understanding the program and how much your benefit may be can help you plan for additional savings you may want to have, and your retirement budget, too.

Social Security basics

A man and woman happily talking in a kitchen
7 min read
Retirement
What’s the best age for me to take Social Security?

A lot of people nearing retirement wonder: When is the right time to start taking Social Security benefits? While the answer looks different for everyone, these insights can help you understand what may be best for you.
Older couple sitting on park bench discussing retirement benefits through Social Security.
5 min read
Benefits and insurance
Who is eligible for Social Security, spousal, and survivorship benefits?

Many people, including current and former spouses and dependent children, may be eligible for Social Security benefits.
Young man and woman working together at a table to create a retirement plan.
3 min read
Retirement
What will Social Security look like when you retire?

Planning for retirement includes many considerations, particularly how Social Security policy may change over time.

Retirement

Mature man and woman going over their finances.
3 min read
Retirement
Social Security claiming strategies for couples: How to maximize benefits and create more retirement income

Learn how to compare Social Security claiming strategies and decide when to claim based on income needs, health, savings, and survivor benefits.
A man and woman happily talking in a kitchen
7 min read
Retirement
What’s the best age for me to take Social Security?

A lot of people nearing retirement wonder: When is the right time to start taking Social Security benefits? While the answer looks different for everyone, these insights can help you understand what may be best for you.
Older couple sitting on park bench discussing retirement benefits through Social Security.
5 min read
Benefits and insurance
Who is eligible for Social Security, spousal, and survivorship benefits?

Many people, including current and former spouses and dependent children, may be eligible for Social Security benefits.

View more retirement topics

Investing

Mature man and woman going over their finances.
3 min read
Retirement
Social Security claiming strategies for couples: How to maximize benefits and create more retirement income

Learn how to compare Social Security claiming strategies and decide when to claim based on income needs, health, savings, and survivor benefits.
Man and woman reviewing finances with calculator and notebook.
5 min read
Retirement
Near-retirement investment strategies when the markets are volatile

As retirement inches closer, you may worry more about market cycles. These proactive ideas help you focus on your financial goals, not the news headlines.
A man lounging in a hammock.
4 min read
Investing
Market volatility: What you can do when the stock market goes down

Market volatility isn’t unusual, but that doesn’t mean it’s welcome. What can you do when it happens to help protect your financial goals?

View more on investing

The subject matter in this communication is educational only and provided with the understanding that Principal® is not rendering legal, accounting, investment or tax advice. You should consult with appropriate counsel, financial professionals, and other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.​