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Retirement, Investments, & Insurance for Individuals Learn Understanding Annuities

Understanding Annuities

Understanding annuities

Annuities offer retirees a source of guaranteed retirement income—a certain amount received in your post-work years over a set period of time, even for as long as you live. Understanding how annuities work in your retirement savings plan can be helpful for you to reach your post-work plans and goals.

Annuity basics

A family eating in their backyard.
6 min read
Retirement
Annuities: Types, payments, taxes, and more

Diversity and balance in your retirement savings—from guaranteed sources of income to those with growth potential—is key. Annuities may offer a tax-advantaged source for your post-work years.
A family eating in their backyard.
Retirement
Debunking common annuity myths: Real talk about retirement savings

Often misunderstood and underused, annuities may offer benefits for nearly every life stage and type of saver.

Retirement income planning with annuities

3 min read
Retirement
How to use an annuity to help fill a retirement income gap

An annuity can offer a guaranteed source of income in retirement that can help you both close a retirement income gap or simply provide a stable source of funds in your post-work years.

The subject matter in this communication is educational only and provided with the understanding that Principal® is not rendering legal, accounting, investment or tax advice. You should consult with appropriate counsel, financial professionals, and other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements.

All guarantees and benefits of the insurance policy are backed by the claims-paying ability of the issuing insurance company. Policy guarantees and benefits are not obligations of, nor backed by, the broker/dealer and/or insurance agency selling the policy, nor by any of their affiliates, and none of them make any representations or guarantees regarding the claims-paying ability of the issuing insurance company.

Annuities have limitations. They are long-term vehicles designed for retirement purposes. Annuities are not intended to fund short-term savings goals.