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Your life changes. Your benefits should, too.

Use open enrollment time at your workplace to evaluate (and update) your voluntary and traditional benefits to help with financial wants, needs, and curveballs.
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For individuals

Outsourced Chief Investment Officer (OCIO) solutions

Outsourced Chief Investment Officer (OCIO)

Considering an RFP for an OCIO and need some help?

Request a complimentary RFP template to get the process started.

Woman working on her laptop on a boat at dusk.
Team consulting on OCIO services for their business.
What is an OCIO?

In today’s complex investment environment, an outsourced chief investment officer (OCIO) can take on the fiduciary responsibility for your organization’s investment portfolio—managing assets, navigating market volatility, and optimizing portfolio performance to help reach your desired goals. An OCIO lets you delegate investment decisions efficiently, enhances governance, and saves you time so you can attend to other priorities.

People meeting to discuss OCIO services for their business.
Your trusted fiduciary

As a discretionary trustee or investment manager, our OCIO solutions team takes on the highest level of fiduciary responsibility available in investment management. That level of responsibility requires your trust, something we strive to earn and value above all else. That’s why our dedicated and experienced team will work with you to develop a fully customized investment strategy that delivers confidence.

Strategic investment management

Striving to reach your investment goals—even in the face of market turbulence—is dependent on knowing your objectives. We take the time up front to identify and understand your higher-level strategy and assets before putting plans in motion.


Competitively priced portfolios

We build in efficiencies—both operationally and from an investment selection standpoint—that help keep our portfolios cost-competitive and drive down your overall costs without compromise to goals or performance. Plus, we provide full fee transparency with no out-of-scope billing.

All-inclusive single rate fee structure

Manage underlying investment expense ratios

Cost-effective collective investment trust investment options

Competitive liability-driven investing (LDI) solutions 


Custom-built investment solutions

Striving to reach your investment goals—even in the face of market turbulence—is dependent on knowing your objectives. We take the time up front to identify and understand your higher-level strategy and assets before putting plans in motion.

Actuarial consulting

Administrative services

Risk management

Asset management

Investment management

Pension plan termination strategy

Pension risk transfer

Trust and custody services

Let Principal® support you across these areas of investment

Defined benefit (DB) services

Principal® is a leading provider of DB pension plan services and pension risk transfers.

Trust and custody services

Tailored solutions to fit the needs of your organization.

Endowments, foundations, corporate reserves, and more

Constructing a customized investment approach focused on your goals.

OCIO services built for you

We’ve worked with clients from all areas and develop custom portfolios to help meet each client’s goals, cash flows, risk budgets, and return objectives. Whether it’s a DB retirement plan, endowment, foundation, corporate reserve, or rabbi trust, we’ll collaborate with you to determine an appropriate course of action while supporting your individual values and goals.

Asset and liability studies

Custodial services

Discretionary investment management oversight

Disbursement processing

Integration of ESG considerations

Investment manager search, selection, and monitoring

Investment policy design and ongoing maintenance

Online portfolio access

Portfolio and cashflow modeling

Quarterly performance reporting

Service benchmarking

Access to our Dynamic Pension Glidepath® approach


Diversified investment experience

Tackling complex investment needs requires a seasoned team of professionals. Our OCIO solutions team, founded in 1987, has a 30+ year track record of handling a broad range of complex investment needs and creating customized asset allocations. And as the investment manager, we will assume responsibility for the entire investment process.

Top 20 provider of U.S. outsourced assets with over $24B AUM

Team consisting of 60+ investment professionals serving nearly 600 clients

Efficient, flexible service through an open-architecture approach

Experience managing client mandates with specific ESG requirements

Contact Us
Connect with a representative

Our team is ready to discuss your investment goals and determine an appropriate course of action.