Forms for individuals

Download a beneficiary form:

• For group life insurance through your employer/former employer (PDF)
• For individual life insurance purchased through a financial professional (including ported coverage) (PDF); Online beneficiary changes are available on some life insurance policies—just log in to your account.  
• For annuity contracts (PDF)

Where your coverage comes from makes a difference when it comes to the forms you fill out. Choose the option below that best describes your situation.

Option 1 – You have short- or long-term disability coverage through work.

For group disability insurance policies, claims can be submitted via:

• Online disability insurance claim form
• Disability claim form instructions, employer and employee statements (PDF). 
  • Mail: Principal Life Insurance Company
    Attn: Group Life & Disability Claims Department
    711 High St.
    Des Moines, IA 50392-0002
  • Email: SBDClaims@principal.com
  • Fax: 800-255-6609

Additional forms:

• Pregnancy disability claim form, employer and employee statements (PDF)
• Attending physician's statement (PDF)

Option 2 – You purchased your own individual disability coverage.

Simply download and complete the form(s) you need:

• Complete the online submission of your disability claim or if you prefer to send via fax, mail or email, complete the PDF form:
  • Disability claim online submission or disability claim form (PDF)
  • Attending physician's statement (PDF)
• If your claim is psychiatric and/or substance abuse related, we’ll need these forms:
  • Disability claim online submission or disability claim form (PDF)
  • Psychiatric questionnaire (PDF)
• Send your form(s) to:
  • Mail: Principal Life Insurance Company
    Attn: Individual Disability Claims Department
    711 High St.
    Des Moines, IA 50392
  • Email: IndividualDisabilityClaims@exchange.principal.com
  • Fax: 866-317-4526
  • Phone: 800-422-3788

Where your coverage comes from makes a difference when it comes to the forms you fill out. Choose the option below that best describes your situation.

Option 1 – You have group life insurance through work.

• You can complete and submit the group life claim form (PDF):
  • Mail: Principal Life Insurance Company
    Attn: Group Life & Disability Claims Department
    711 High St.
    Des Moines, IA 50392-0002
  • Email: SBDClaims@principal.com
  • Fax: 800-255-6609

Additional forms:

• Accelerated benefit claim information (PDF)
• Accidental dismemberment/personal loss claim (PDF)

Option 2 - The individual life insurance policy was purchased through a financial professional.

To get started with your claim, access the documents you’ll need using our claims requirement tool or by downloading this claims packet (PDF).

Once you have the appropriate paperwork completed, you'll need to give us a call at 800-331-2213 to initiate the claim process. At this point, you'll be able to mail or fax us your form(s). Standard processing time once all claim requirements are received is 7-10 business days.

To file a claim, access your state's specific critical illness claim form (PDF) (select the state where your employer is located). Then complete and submit as shown below.

To file a wellness claim, complete and submit a claim online after logging in to principal.com.

Or, access your state's specific health screening/wellness claim form (PDF). Then compete and submit as shown below.

• Mail: Principal Life Insurance Company
  Attn: Group Life & Disability Claims Department
  711 High St.
  Des Moines, IA 50392-0002
• Email: SBDClaims@principal.com
• Fax: 800-255-6609

*Specified disease in New York

To file a claim, complete and submit the accident claim form (PDF).

• Mail: Principal Life Insurance Company
  Attn: Group Life & Disability Claims Department
  711 High St.
  Des Moines, IA 50392-0002
• Email: SBDClaims@principal.com
• Fax: 800-255-6609

To file a wellness claim, access your state's specific health screening/wellness claim form (PDF). Then compete and submit as shown below.

• Mail: Principal Life Insurance Company
  Attn: Group Life & Disability Claims Department
  711 High St.
  Des Moines, IA 50392-0002
• Email: SBDClaims@principal.com
• Fax: 800-255-6609

To start a PFML claim, complete and submit the claim online.

Or, complete and submit the appropriate PFML claim form:

• Bond with a child (PDF)
• Serious health condition (PDF)
• Care for covered service member or qualifying exigency (PDF)
• Family violence - Connecticut (PDF)

For individual coverage purchased through a financial professional, download:

• Life Insurance Customer Service Request Form (PDF) for name changes, premium or frequency changes, and changes of address
• Life Insurance Ownership Change Form (PDF)
• Life Insurance Pre-Authorized Monthly Premium Withdrawal (PDF)
• Authorization for Release of Information (PDF)
• Assignment of Life Insurance Policy as Collateral on a Loan (PDF)
• Release of an Assignment (PDF)
• Add a Secondary Addressee (PDF)
• Add a Secondary Addressee for New Jersey (PDF)

For your Individual Disability Insurance coverage, download:

• Set up or Change your Automated Payment Information (EFT) (PDF)
• Customer Service Request (PDF) for name changes, premium frequency changes, and changes of address
• Ownership Change Form (PDF)
• Authorization for Release of Information (PDF)
• Assignment of Benefit (PDF)
• Release of Assignment of Benefit (PDF)
• Add a Secondary Address (PDF)

For an annuity contract purchased through a financial professional, download:

• Annuity Service Request Form (PDF) for name changes, address change or lost contract
• Change of Ownership - Annuity (PDF) available on nonqualified contracts only
• Authorization Agreement for Direct Deposit (PDF) voided check attached to form required

• Request Wire Transfers (PDF)
• Request a Brokerage IRA Distribution (PDF); for Brokerage IRA only (if you have a Principal Bank IRA, please call 800-672-3343 for appropriate form)
• Non-retirement authorization (PDF)
• Retirement authorization (PDF)

To download a prospectus, or to request a prospectus be mailed to you, visit principalfunds.com. 

• Your Rollover Options (PDF) (402f); Have questions about Rollover IRA rules? Get the basics about how to rollover, how much you can rollover, how rollovers can affect your taxes, and more. 
• Know Your Options (PDF); Typically there are four options when you are eligible to take money out of a former employer’s retirement plan, find out what the advantages and drawbacks are for each option.

• Washington Non-Disclosure Directive Form (PDF) For individuals in the state of Washington only. 
• Rhode Island Confidential Communications Request (PDF) For individuals in the state of Rhode Island only.
• Confidential Communications Form (PDF) For individuals in all states other than Rhode Island and Washington.

Consolidate your IRAs, mutual funds, and other investments from different institutions into new or existing Principal Funds accounts with a direct rollover or transfer.

Submit completed documents to your financial professional or directly to Principal Funds.

Principal Funds PO Box 219971 Kansas City, MO 64121-9971

Principal Funds 430 W 7th St, Ste 219971 Kansas City, MO 64105-1407

• Education Savings Account (ESA) Transfer Request (PDF) Transfer a Coverdell Education Savings Account (ESA) from another institution to Principal Funds.
• IRA Rollover Statement (PDF) If you would like to rollover funds from a qualified plan or IRA (including those made payable to you) into a Principal Funds IRA.
• IRA Transfer/Direct Rollover Request (PDF) For a Trustee-to-Trustee Transfer/Rollover of a Traditional IRA, Roth IRA, or Rollover IRA from another institution to Principal Funds.
• Non-IRA Transfer (PDF) Transfer a non-retirement Certificate of Deposit (CD), mutual fund, or other investment to Principal Funds.
• SEP IRA Transfer/Direct Rollover Request (PDF) Transfer a SEP IRA (or rollover a qualified plan) from another institution to Principal Funds.
• SIMPLE IRA Transfer Request (PDF) Transfer a SIMPLE IRA from another institution to a SIMPLE IRA with Principal Funds.

Use the forms below to request a distribution or redemption from your Principal Traditional IRA, Roth IRA, SIMPLE IRA, SEP IRA, or 403(b)(7) account.

Submit completed forms to your financial professional or directly to Principal Funds.

Principal Funds P.O. Box 219971 Kansas City, MO 64121-9971

Principal Funds 430 W 7th St, Ste 219971 Kansas City, MO 64105-1407

• 403(b)(7) Distribution Request (PDF) Request a distribution from your 403(b)(7) account.
• Education Savings Account (ESA) Distribution (PDF) Request a distribution from a Coverdell Education Savings Account (ESA).
• IRA 72(t) Distribution (PDF) Establish 72(t) distributions from your Traditional IRA, Roth IRA, SIMPLE IRA, or SEP IRA.
• IRA Distribution (PDF) Request a non-mandatory distribution from your Traditional IRA, Roth IRA, SIMPLE IRA, or SEP IRA account.
• Non-Qualified Redemption Request (PDF) Request a one-time distribution from your non-retirement account.
• Required Minimum Distribution (RMD) Request (PDF) Request a Required Minimum Distribution from your Traditional IRA, SIMPLE IRA, SEP IRA, or 403(b)(7) account.
• Retirement Plan Beneficiary (PDF) Open a Beneficiary IRA or take distributions from an existing Beneficiary IRA.