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How to create your own lifelong financial plan, step by step

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Retirement, Investments, & Insurance for Individuals
Retirement and benefits information for individuals

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Stack your savings: Strategies for more investment options

Join this workshop to learn how different accounts and investment options, like health savings accounts (HSAs) and individual retirement accounts (IRAs), can help you reach your goals and create future retirement income.

Wednesday, Sept. 16, 1 p.m. CT

Register now
Retirement
3 min read
Retirement
How a spousal IRA can help couples build retirement savings

Wondering how to save enough for retirement when there’s only one source of income between you and your spouse? A spousal IRA can help.
A woman reviewing her finances to consider debt consolidation
5 min read
Financial planning
How to take your first RMD: rules, options, and tax-smart strategies

Time to shift from saving for retirement to taking income for retirement? The timing of your first required minimum distribution (RMD) can have an impact on your overall retirement picture.
Colleagues seated in a group discussion, sharing ideas and reviewing documents during a team meeting.
5 min read
Retirement
20 years ago, retirement plans changed. What do the next 20 hold?

The Pension Protection Act helped reshape retirement plans and aimed to improve participant outcomes. As policymakers continue working to expand access, focus is increasingly turning to helping participants navigate retirement with confidence.
See all retirement articles
Benefits and insurance
5 min read
Retirement
Retiring before 65? Know your healthcare coverage options

If you leave the workforce before age 65, you’ll have health insurance needs until you’re eligible for Medicare. Consider your options and plan ahead to avoid surprise expenses.
5 min read
Benefits and insurance
Your workplace benefits: What’s offered, what they cost, and how to get more out of them

Cost is just one aspect of the benefits package you receive through your employer. You can find out more about what’s offered and how you can use benefits for practical help in your daily life.
4 min read
Benefits and insurance
A financial checklist for starting a new job

Starting a new job is exciting—with lots of to-dos, such as benefit and retirement plan enrollment. This helpful checklist gets you off to a good start on day one.
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