Retirement plans Get the most out of your employer-sponsored retirement plans, including a 401(k).
Annuities Use a guaranteed income stream to help diversify your retirement options.
Individual retirement accounts (IRAs) Set up (and save in) a tax-advantaged account that’s just right for you.
Enroll today, save for tomorrow.
Sign up for your workplace retirement plan.

Enroll now
Looking for a dentist in your network?
Search our directory or browse a list of providers in your area.

Find a dentist
Create an account
Set up your online access and update your information.

Get started
Benefits and insurance Find out how to protect what matters most and support your well-being.
Estate planning Learn how to build a foundation to help your loved ones and leave a legacy.
Financial planning Discover tools, tips, and insights to help reach your short- and long-term goals.
Investing Create a plan and boost your knowledge so you know how to make financial progress.
Retirement Strategies to save for (and enjoy) your retirement.
View all articles
Featured Article

How to create your own lifelong financial plan, step by step

Create a just-for-you path to balance your short- and long-term goals.
How can we help you? Close
Log in

For individuals

Retirement, Investments, & Insurance for Individuals
Retirement and benefits information for individuals

Helpful links to webinars, articles, and information you need to map out your financial goals and next steps.

Create your account

Setup your online access.

Access forms and claims

Get quick links and documents.

Find a dentist

Search by your location.

Download the Principal® app

Streamline your account access.
Coverage, costs, and smart planning for health care in retirement

How do you plan for one of retirement's biggest, and most unpredictable, expenses? Join our webinar to learn more about coverage options, healthcare budgeting, Medicare and Medicaid, and more.

Wednesday, June 17, 1 p.m. CT

Register now
Retirement
7 min read
Retirement
Private market investments in DC plans: operational considerations for fiduciaries

Explore how private market investment options might be implemented in defined contribution plans, focusing on investment operational design, governance, and participant experience. The article outlines key considerations to help fiduciaries evaluate fit within a prudent, process-driven framework.
4 min read
Financial planning
Should you use your retirement savings to pay down (or off) debt?

There are alternatives to using retirement savings for debt repayment that help protect your budget and your financial progress.
Person wearing a green shirt stands in a warehouse with stacked boxes and coiled orange hoses in the background
6 min read
Retirement
The future of plan design is personal: Moving beyond the 80% rule

Traditional retirement benchmarks often don’t reflect employees’ different needs and priorities as they approach retirement. This article explores how individual-targeted outcomes can personalize retirement goals and how a managed account service may help support progress toward them.
See all retirement articles
Benefits and insurance
5 min read
Benefits and insurance
Your workplace benefits: What’s offered, what they cost, and how to get more out of them

Cost is just one aspect of the benefits package you receive through your employer. You can find out more about what’s offered and how you can use benefits for practical help in your daily life.
4 min read
Benefits and insurance
A financial checklist for starting a new job

Starting a new job is exciting—with lots of to-dos, such as benefit and retirement plan enrollment. This helpful checklist gets you off to a good start on day one.
4 min read
Estate planning
What to do when your spouse dies: a financial checklist

Working through this list can help you figure out what to do when your spouse dies.
See all benefit and insurance articles
Take your next step

Principal offers the insurance solutions and retirement and investment products to help you reach your financial goals.