About Us Retirement research and thought leadership

Retirement research and thought leadership

Retirement plan design best practices

Five young men and women gather in a semi-circle, smiling and collaborating on a work project.

5 min read

Benefit best practices

How to make saving in a 401(k) plan hard (to avoid)

Retirement plans today tend to be designed with features so the average person can begin saving with little effort. Yet, it’s seemingly not working for many employees. Instead of easier, do we need to make it harder to avoid?

Photo of a health care worker speaking with two patients

6 min read

Benefit best practices

Retirement plan design consulting for health care organizations

Designing a retirement plan that helps all health care workers save for retirement can be challenging. Using ownership structure and tax status, Marc Howell presents plan designs to help participants save more, pass nondiscrimination testing, and watch the bottom line.

A financial professional sitting with a husband and wife, reviewing retirement documents.

5 min read

Future of retirement

Retirement disruptors to watch by 2030

Transformation of the retirement industry is underway. Explore how to get ready for the demands of Gen Z, new retirement investments, and phased retirements.

Pension plan insights

Retirement legislation and regulation

Bearded indian business man watching online webinar on laptop computer.

Want to learn more?

Check out these helpful resources and materials below. Still have questions? Reach out to your local Principal® representative or support team.