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Defined benefit (DB) pension plans

Defined benefit pension plan solutions

Our defined benefit (DB) expertise can help you confidently manage pension costs and liabilities to help protect your plan’s funded status.

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Featured
Seven priorities for DB sponsors to consider in 2026

Insights to help protect funded status, manage risk, and position plans for long-term goals.

Managing pension risk and defined benefit plan funding

Strong funding ratios present an opportunity to re-examine your options to effectively manage plan assets and liabilities to help reduce volatility on the organization’s balance sheet.

We can help evaluate your risk mitigation options—from adjusting your liability driven investing (LDI) strategy to transferring pension risk and more.

3 step guide to terminating your defined benefit plan preview
Strategies for defined benefit plan termination

Looking to develop or refine your pension plan termination strategy? We can help position your plan for what’s next.

Expertise and leadership for your complete pension plan needs

As the number one defined benefit plan provider, a global asset manager, and a market leader in pension risk transfer solutions, we have the experience to help you confidently manage your pension plan.,

Principal® can provide customizable solutions that work together including:
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Asset management

  • Liability driven investing (LDI) solutions
  • Outsourced chief investment officer (OCIO) solutions
  • Asset-in-kind strategies
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Actuarial

  • Pension risk management and transfer strategies
  • Asset and liability modeling (ALM)
  • Actuarial valuation reporting and services
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Administration

  • Trust and custody solutions
  • Pension risk transfer services
  • Qualified and nonqualified plan administration
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Discuss your defined benefit plan with our pension plan specialists.