Retirement plans for employees

Find total retirement solutions under one roof.

You manage a lot of things. Lighten your load with customizable, all-in-one retirement solutions from Principal®.

Get options for all your coverage needs.

We offer services for the major types of retirement plans, as well as risk management support to help keep things running smoothly.

401(k) & 403(b) plans for employees

Defined contribution plans with comprehensive services and institutional-quality investment management.

Employee Stock Ownership Plans (ESOPs)

Offer a shared interest in your company’s future.

Nonqualified Deferred Compensation (NQDC) plans for employees

Extra savings for your key employees, beyond qualified plan limits.

Defined Benefit (DB) employer pension plans

Reward loyalty and provide additional financial security.

Bonus plans

Reward and retain them—and the people they love—with bonus plans.

Pension risk transfer

Guarantees for your employees and your business.

Streamline your plan administration.

Retirement solutions from Principal include:

  • A single point of contact
  • No more duplicate submissions to multiple providers
  • Combined statements
  • One website for account information
  • Integrated education

Talk to your financial professional to learn more or help you get started.

Do you offer employee benefits through us?

Manage your benefits online.

Looking for rates and values?

See performance data for Principal Funds, as well as annuities and other life insurance products.

Automatic rollover services

Principal Bank offers an automatic rollover service that can help save time, save money, and reduce fiduciary risk.

Resources for small businesses

Review additional retirement products and services like Principal Funds  and our strategies for business owners.

Help with creating a total retirement solution

Photo of employees who have taken advantage of their employee benefits.

3 ways you can help employees take advantage of their benefits

You can help employees get more out of common, employer-provided benefits. Learn about 3 ways you can help.

Insurance products issued by Principal National Life Insurance Co (except in NY) and Principal Life Insurance Co. Plan administrative services offered by Principal Life. Principal National and Principal Life are members of the Principal Financial Group®, Des Moines, IA 50392.

Voted No. 1 defined contribution provider for plan participant service and support. Escalent. Cogent Syndicated. Cogent Retirement Plan Advisor Trends. (October 2019)