Employee benefits and retirement plan solutions Protect my employees Total Retirement Solutions

Total Retirement Solutions

Retirement plan options that make it easy to deliver outcomes

Offering retirement plans doesn’t have to be complicated. Whether you’re looking to add a new retirement plan or already have multiple plans, our proven approach can simplify your experience—and your employees’ experience.

A simple experience...

For your employees:

  • One call when they need help
  • One mobile app to view plan info
  • One financial wellness resource

For you:

  • One dedicated and experienced team
  • One provider to monitor as a fiduciary
  • One holistic view of your retirement plans

Our clients say it best

We’re here to help you give your employees the opportunity to live their best lives and look toward a secure future.

Better engagement.
Better outcomes.

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57% more participants are on track to hit 70% income replacement in retirement when participating in multiple plans vs. one plan.

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35% more participants sign in to their accounts when they have multiple plans with Principal.

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50% more participants use our financial wellness resources to help stay on track for retirement.

We deliver all types of employer sponsored plans for your unique needs.

Our clients with multiple retirement plans see 23% higher participant satisfaction scores compared to employers with multiple recordkeepers. Explore our retirement offerings to find out why:

Defined contribution solutions

401(k) and 403(b) options to help employees save more

Pension solutions

Defined benefit plans and pension risk transfer to help meet your goals

Nonqualified deferred compensation

Extra savings for employees beyond qualified plan limits

Stock plan solutions

Long-term incentive plans, employee stock purchase plans, and ESOPs to help attract and retain key talent

Trust and custody solutions

Trustee, custody, and paying agency services to offer comprehensive service and support

Financial wellness resources that help drive outcomes for employees

Your employees are at the heart of our business. Which is why we prioritize powerful educational tools and resources to help them build confidence and take action for their futures. And it works—we’ve found that nearly 30% more participants say they’re on track or ahead of schedule planning for retirement when they’re enrolled in multiple plans with a single service provider. Our participant experience includes:

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Explore our expertise

When you work with us, you’re supported by an industry-leader with over 140 years of experience providing workplace solutions and over 80 years of retirement plan experience.

Award-winning products and services that you can trust.

  • #1 Defined benefit plan service provider
  • #1 Nonqualified plan service provider
  • #1 ESOP service provider
  • A top provider of Total Retirement Solutions service provider
  • #4 Pension risk transfer provider
  • A top 3 Defined contribution service provider
  • Our participant website has won awards for educational resources and tools & calculators.
  • Award-winning cybersecurity and privacy
  • Plan sponsor website ranked #1 out of more than 30 websites evaluated. 
Reach out

Our focus is retirement plans for employees.

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See how we can help your business