Total Retirement Solutions

Employee retirement plans

Starting a new retirement plan? Expanding on your existing program? We can create a custom solution for you.

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Retirement plan options that make it easy to deliver outcomes

Offering retirement plans doesn’t have to be complicated. Whether you’re looking to add a new retirement plan or already have multiple plans, our proven approach can simplify your experience—and your employees’ experience.

A simple experience...

For your employees:

One call when they need help

One mobile app to view plan info

One financial wellness resource

For you:

One dedicated and experienced team

One provider to monitor as a fiduciary

One holistic view of your retirement plans

We deliver all types of employer sponsored plans for your unique needs.

Explore our retirement offerings to find out why:

Defined contribution solutions

401(k) and 403(b) options to help employees save more

Pension solutions

Defined benefit plans and pension risk transfer to help meet your goals

Nonqualified deferred compensation

Extra savings for employees beyond qualified plan limits

Stock plan solutions

Long-term incentive plans, employee stock purchase plans, and ESOPs to help attract and retain key talent

Trust and custody solutions

Trustee, custody, and paying agency services to offer comprehensive service and support

Financial wellness resources that help drive outcomes for employees

Your employees are at the heart of our business. Which is why we prioritize powerful educational tools and resources to help them build confidence and take action for their futures. Our participant experience includes:

Technology-driven financial literacy program

Retirement Wellness Planner online calculator.

Client-first technology

Spanish-language resources

Award-winning participant webinars

Cybersecurity medal winner backed by our customer protection guarantee

Employee giving a presentation in front of colleagues

Explore our expertise

When you work with us, you’re supported by an industry-leader with over 140 years of experience providing workplace solutions and over 80 years of retirement plan experience.

Award-winning products and services that you can trust.

#1 Defined benefit plan service provider

#1 Nonqualified plan service provider

#1 ESOP service provider

A top provider of Total Retirement Solutions service provider

#4 Pension risk transfer provider

A top 3 401(k) recordkeeper

Our participant website has won awards for educational resources and tools & calculators.

Plan sponsor website ranked #1 out of more than 30 websites evaluated.

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Our focus is retirement plans for employees.

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See how we can help your business

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Are you a financial professional?

Find out how Principal can support you and your clients

One provider is in reference to the plan recordkeeper or if applicable, Pooled Plan Provider. If you delegate to other providers such as a 3(38), you’ll need to monitor as well.

IMEA STAR Awards, November 2022.

Based on number of plans, PLANSPONSOR Defined Benefit Administration Survey, August 2023.

Based on number of plans. 2023 PLANSPONSOR Deﬁned Contribution Plan Recordkeeping Survey, July 2023.

Based on number of plans. 2023 PLANSPONSOR Recordkeeping Survey, July 2023.

PLANSPONSOR Recordkeeping Survey, July 2022.

Based on total PRT assets, LIMRA, U.S. Group Annuity Risk Transfer Survey, Q4, 2023.

Based on number of 401(k) plan participants, 2023 PLANSPONSOR Recordkeeping Survey, July 2023.

Corporate Insight, Retirement Plan Monitor Report, December 2022.

Dalbar DC Web Monitor Program (Q3 2023).