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Employee benefits and retirement plan solutions Protect my employees Total Retirement Solutions Award-winning total retirement solutions industry leader
Award-winning retirement plan services
Retirement expertise you can count on

Count on our expertise to find the right solutions to help you attract and retain employees. As a total retirement solutions industry leader, we offer multiple options and a simplified experience that can help grow with your business.

And with Principal®, an award-winning recordkeeper, you can take advantage of having multiple retirement plans with one provider that can benefit you and your employees.

NAPA Advisors Choice winner 2025

Ranked in all five market segments—Micro to Mega

A top plan service provider

#1

Defined benefit, Nonqualified deferred compensation, Employee stock ownership

Top 3

Defined contribution

Top 4

Pension risk transfer

Award-winning website technology

We use innovative technology to transform retirement experiences and supplement human interactions.

DALBAR rated 2025 Superior First Impression seal

Our plan sponsor website was ranked #1, earning DALBAR’s 2025 Pyramid of Communications Excellence.

Plan sponsor website

Our award-winning technology can help free up your time from the day-to-day aspects of the plan so you can focus on helping your participants create a more secure financial future based on their goals.

#1 Plan sponsor website

Medal winner for

Homepages and dashboards

Plan sponsor support

Participant data and management

Participant website

Your employees will experience our highly rated participant website.

Top 3 Plan participant website

Medal winner for

Transactions


Easy to navigate

Modern

Responsive

Comprehensive


How we lead the way

Our story centers around our blend of people and evolving technology. Don’t take our word for it, check out the plan sponsor and the participant experiences for yourself.

A laptop displaying a demo.

For illustrative purposes only.

Mockup of the Principal mobile app on a cellphone.

For illustrative purposes only. Standard text and data rates apply. Available in Spanish

Principal® app

Our mobile app provides quick answers and lets participants efficiently make account changes. It’s about helping them plan for the future while getting them back to living their lives as quickly as possible.

Download the Principal® app:

Rated 4.8 out of 5 stars on iOS App Store

The Principal® app earned DALBAR’s 2024 Pyramid of Communications Excellence for both the iOS and Android apps.

DALBAR rated 2024 Superior First Impression seal
Capabilities to help drive outcomes

Planning for retirement can be overwhelming for your employees. They have to figure out how much they may need to save and how long those savings may last while preparing for variables like the unpredictable market. That’s no easy task—especially when they go it alone. That’s where we can help.

Tailored

Tailored and personalized experience designed to help individuals with their unique needs.

Beyond retirement

Our services are designed to help participants beyond retirement savings.

Consolidated view

Participants can navigate to their retirement products in one place from a single sign-on.

Employees discussing award winning strategies

Award-winning participant engagement

Principal is a leader in digital marketing

PLANADVISER: A top-rated defined contribution plan provider for:

  • Enrollment materials, support, and processing
  • Financial education/wellness resources
  • Mobile app and website

Pension & Investments 2025 Eddy Awards for client campaigns

  • 1st Place, Conversions
  • 1st Place, Pre-retirement preparation
  • 2nd Place, Financial wellness
  • 3rd Place, Special projects

Plan Sponsor Council of America 2025 Signature Awards for client campaigns

  • 1st and 2nd Place, Emphasizing Diversity and Inclusion
  • 2nd place, Promoting participation
  • 3rd place, Provider innovation

2024 Insurance Marketing & Communications Association (IMCA) Showcase Awards for broad-based campaigns

  • Silver, Nonqualified deferred compensations participant newsletter
  • Bronze, Nonqualified deferred compensation education videos
  • Bronze, 2023 Business owner insights
Our people-first approach makes us a top workplace for our employees

By purposefully investing in secure, reliable, and innovative technology, we strive to enhance our capabilities and exceed your expectations. Yet we know it’s our people who make the real difference. We’re proud our service teams are recognized for their efforts.

PLANADVISER: A top-rated defined contribution provider for:

  • Overall service for micro, small, medium, large, and mega plans
  • Participant call centers/phone support
  • Quality and consistency of client service teams
  • Service to MEPS and PEPS
  • Fee Structure for Advisors

PLANSPONSOR: Best-in-class plan sponsor and participant services.

Escalent: A top-rated provider for:

  • Plan sponsor problem resolution
  • Plan sponsor service/relationship team
  • Consulting on plan design and best practices

Principal provides a workplace where our employees feel empowered to bring their best selves to work on your behalf every day. And Principal is recognized as one of the Ethisphere's World's Most Ethical Companies.

An employee is recognized during a team meeting while the rest of the team at the table nods approvingly in the background.

Commitment to security and innovation

Principal® continues to lead the industry in cybersecurity through innovative technology solutions. Our commitment to protecting our customers' assets and personal information is demonstrated through award-winning capabilities like our CSO-recognized facial recognition for digital identity verification. Our CIO 100 award winning AI-powered assistant, Principal AI Generative Experience simplifies everyday tasks for our employees, helping free up time for strategy and innovation.

CIO 100 Winner 2025 emblem
CSO Awards 2025 winner emblem