Financial Professionals Executive benefits

Executive benefits

Individual disability income and life insurance

Executive benefits offering

Watch key employee benefits video
A group of young professionals meeting in an office setting.

Offer a foundation of protection for all employees.

It’s common that group insurance limits prevent higher earning employees from having sufficient coverage. Offering individual Disability Income (DI) insurance and individual Term life insurance to executives, owners, and other key employees to supplement their group coverage is a way for employers to boost their benefits package for their top talent. This solution offers:

  • Strengthened employee benefits offering for employers
  • Improved income and family protection for key employees
  • Expanded revenue opportunities for you

And we make acquiring this insurance easy with underwriting that doesn’t require medical exams, labs, or financials. Guaranteed Standard Issue (GSI) DI insurance and Guaranteed Issue (GI) Term life insurance offer a simple, convenient way to provide individual coverage to a specified employee group.
A business owner meeting with a TPA

GSI

Offer income protection to help supplement group disability coverage.
Three people talking in a meeting.

GI

Offer life insurance as an additional benefit for key employees.

Working with Principal®

Principal is proud to be part of the local community. Being in your market allows us to understand your market’s specific needs, create solutions to help solve your challenges, and develop close relationships.

If you're a broker or employer looking to enhance your group benefits offerings, we'd love to talk with you.

Contact your local sales representative

Important information

Insurance products issued by Principal National Life Insurance Company (except in NY), Principal Life Insurance Company®, and the companies available through the Preferred Product Network, Inc. Plan administrative services offered by Principal Life. Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392. Guarantees are based upon the claims-paying ability of the issuing insurance company. For financial professional use only. Not for public distribution.