Life Insurance Overview

Life insurance

A broad portfolio of products

A man and a woman talking in an office setting.

Help clients protect what matters.

Our focus is the business market where we offer solutions for business owners, key employees, and their families. We’ve been a leader in the business life insurance market for over 20 years, so we know how to help you succeed. The sales opportunities are vast, including:

  • Funding for business concepts—like key person insurance, buy-sell strategies, and bonus plans that help with business protection, business succession, and key employee retention and retirement
  • Funding for nonqualified deferred compensation plans—including corporate-owned life insurance
  • Personal coverage for owners, key employees, and their families—like income replacement, retirement planning, and legacy and estate planning
  • Funding for trust-owned solutions

GI Term II Insurance

Offers a simple funding option with an easier underwriting process for a variety of business needs.

Go to Principal Guaranteed Issue Term II

Term Insurance

Offers competitive rates, four term lengths, and options to convert to a permanent policy.

Go to Principal Term

Universal life Insurance

Offers permanent protection with flexible payments, adjustable coverage, and some cash value growth.

Go to Universal Life Insurance

Indexed Universal Life Insurance

Offers flexibility and guarantees of traditional universal life with greater growth potential.

Go to Indexed Universal Life Insurance

Variable Universal Life Insurance

Offers higher risk tolerance clients death benefit protection and accumulating value based on market performance

Go to Variable Universal Life Insurance

Working with Principal®

We're more than just products.  It's about the service you'll receive from Principal and the experience, education, and ease of doing business.

To get started, contact your internal sales team at 800-654-4278.

Important Information

Insurance products issued by Principal National Life Insurance Company (except in NY), Principal Life Insurance Company®, and the companies available through the Preferred Product Network, Inc. Plan administrative services offered by Principal Life. Securities offered through Principal Securities, Inc., member SIPC, and/or independent broker/dealers. Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392. For financial professional use only. Not for public distribution. Guarantees are backed by the claims-paying ability of the issuing insurance company.