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Employee benefits and retirement plan solutions Plan design best practices
The power of plan design: Helping employees save more automatically

Explore plan design best practices—built around automated features—that seek to strengthen employee retirement readiness and help manage workforce costs.

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Featured insights

Perspectives on one of today’s most important retirement and workforce trends.

Screenshot of the web page titled Navigating the cost of delayed retirement
Navigating the cost of delayed retirement

An in-depth analysis reveals the potential financial cost and workforce challenges when employees aren’t financially able to retire when they want—and ways plan design can help.

Research and insights

Explore timely research and practical perspectives to help strengthen retirement readiness, improve engagement, and support workforce strategies.

Explore how automated plan features may create a win-win scenario by helping employees achieve retirement readiness to retire on their own terms while reducing the significant costs of delayed retirement.

Worker in a hardhat and orange safety vest using a sledgehammer to break up a piece of concrete.

Help boost retirement savings for workers in physically demanding jobs using retirement plan automated features.

Five young men and women gather in a semi-circle, smiling and collaborating on a work project.

Retirement plans today tend to be designed with features so the average person can begin saving with little effort. Yet, it’s seemingly not working for many employees. Instead of easier, do we need to make it harder to avoid?

A woman celebrating her retirement with friends

Data shows that automated features such as automatic (auto) enrollment, auto-increase, and re-enrollment can significantly improve participation rates and help employees save for retirement. Explore cost-neutral ways of adding such automated features to your plan design.

Automated features driving real results

See how employers are using auto enrollment to increase participation and make saving for retirement easier for employees.

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Plan design best practices at work

Discover how one organization used plan design best practices with automated features to help drive 90% participant enrollment and improve retirement readiness.

Automated features in action

Explore practical ways employers can support and fund automated features—both within the plan and through broader organizational strategies.

Five employees around a table discussing workplace benefits.

Some plan sponsors are concerned that adding automated features could come with additional organization costs. But waiting may cost participants more in potential savings. It’s possible to support these features strategically within the plan’s existing funding structure without compromising the balance sheet.

Six employees around a desk having a brainstorming session in front of a whiteboard with sticky notes.

Here we look beyond the retirement plan budget to uncover broader funding strategies. Delaying automated features may cost participants potential savings. From rethinking total rewards to leveraging tax incentives, organizations can find ways to implement these plan features without significantly increasing overall costs.

Looking for more?

Share your email and we’ll reach out to discuss how automated features can support your organization and your employees.

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